There are benefits to both recasting and refinancing a mortgage. Like all things in personal finance, the best option depends on your personal situation. To help you get a better handle on recasting vs. refinancing, listen up!
Second, we’re back with our Mortgage Free Family segment. This month, we're featuring Ken and Mary Okoroafor from The Humble Penny. K ... Show More
Mar 4
Work is Not Mandatory: 10 Years of Early Retirement Reflections | Brad Barrett (ChooseFI)
When work becomes optional, a new question appears: who do you want to be now? Brad Barrett retired in 2015 at age 35 after a 13 year career as an accountant. Since then, he’s spent the last decade experimenting with early retirement, building ChooseFI into one of the largest per ... Show More
44 m
Feb 25
$2.8M Net Worth in Texas by Age 35 | Justin Taylor
Justin Taylor reached a $2.8 million net worth by age 35 and retired in his early 30s. In this episode, he breaks down exactly how he built wealth, transitioned from the Air Force to corporate America, and walked away from full-time work to design a life focused on freedom, healt ... Show More
23m 42s
Oct 2025
232. “My husband gives me an allowance. I feel like a child.”
Edward (38) and Ellen (30) live in Hawaii with their young daughter and a new baby on the way. With a net worth of over $2 million, their finances look strong on paper, but behind the scenes, their marriage is strained by control, fear, and trust issues around money. Edward manag ... Show More
1h 39m
Jun 2025
213. “We have a $1M trust - but a $30k budget” (Part 1)
Kate (45) and Keith (53) split their time between Maine and Hawaii, living what looks like a dream life. They’ve inherited wealth, run two small businesses, and have nearly $2 million in net worth. But with only $30,000 in annual income, they live in fear of spending—and cover th ... Show More
59m 30s
Nov 2025
How to Talk About Money, Raise Independent Kids, and Build Real Wealth — ft. Morgan Housel
In this special episode of Office Hours, Scott brings on Morgan Housel, bestselling author of The Psychology of Money, to take your questions on love, parenting, and financial independence. They discuss how income gaps affect relationships, the moral gray zone of college admissio ... Show More
28m 49s
Aug 2025
223. “We make $81k/yr in our 30s. Is that enough?”
Becca (35) and Nikki (31) are planning their wedding, but they’re already struggling with how to merge their money. Becca, a rock climbing guide with a variable income, has thrown herself into personal finance after years of scarcity thinking and now tracks every dollar. Nikki wa ... Show More
1h 30m