logo
episode-header-image
Dec 2020
38m 3s

Ask HTM - Putting More Expenses on Credi...

iHeartPodcasts
About this episode

We’re kicking off the week by answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/ask/ , send us your voice memo!

1 - What are the pros and cons of putting all of my expenses on a credit card?

2 - How much lower should an interest rate be in order to make a home refinance worth it?

3 - How do I go about breaking ties with my dad’s financial advisor?

4 - Should I save or invest a gift of $5,000?

5 - If family members loan me money for a down payment, how would that impact my ability to get a mortgage?


During this episode we both enjoyed a Fruit/Wood/Time: Black Raspberry which is a Sour by Westbrook Brewing. And as we’ve ramped up the podcast with an additional Friday episode every week, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word to get more people doing smart things with their money in these difficult times!


Best friends out!

Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

See omnystudio.com/listener for privacy information.

Up next
Aug 22
Friday Flight - Digital Nomad Fatigue, Treat Culture, & Retired Renters #1026
Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ah ... Show More
38m 20s
Aug 20
Defend Your Digital Life w/ Nathan Bartram #1025
The pace at which technology advances is straight up disorienting in our current age. So much so, that it’s likely digital natives and even our kids who can figure out new tech gadgets faster than we can! For those of you who are using apps and AI regularly but not feeling like a ... Show More
57m 5s
Aug 18
Ask HTM - Spending Cash Windfalls, Retirement Investing vs College Savings, & So You Think You Can Landlord?! #1024
Let’s kick off the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide ... Show More
58m 4s
Recommended Episodes
Apr 2018
Ask Shannah – How Much Should I Have Invested At Certain Ages + Should I Make Weekly Credit Card Payments
The Ask Shannah questions are piling up so today I'm tackling two questions that I feel will resonate with you.  On This Podcast Episode:Question #1 - How Much Should I Have Invested (and saved) At Certain Ages - while there are some common goals that are often suggested by perso ... Show More
33m 18s
Jun 2024
Should You Make EXTRA Payments Towards Your Mortgage? Money Q&A
In this episode of the Personal Finance Podcast, we are going to do a Money Q&A about should you make extra payments towards your mortgage? Today we are going to answer these questions: Question 1: Should You Make EXTRA Payments Towards Your Mortgage? Question 2: Should I count c ... Show More
30m 11s
Jun 2023
Ask Shannah: The Money Apps, Credit Cards, Savings Accounts & Bank Accounts
In this Ask Shannah, I am answering a question from Sarah about my favorite money apps, programs, credit cards, savings accounts, and bank accounts.Links Mentioned:You Need a BudgetMonarchChimeAspirationNovoChase Sapphire PreferredCreditcards.comCapital One Venture OneUpstartMarc ... Show More
44m 31s
Aug 2022
Money 101: How to Pay Off Debt
Are you struggling to finally break free from debt? In this Money 101 episode, I’m breaking down how to think about debt, strategies to pay it off, and why being completely debt-free should never be the goal. Just a quick note, this episode is not just for newbies. When I was a w ... Show More
33m 49s
Mar 2024
Take Control Of Your Finances: Ask These Money Questions to Save Money and Make More with Matt Schulz
Welcome to another episode of Everyone's Talkin' Money, where we dive deep into the world of personal finance and untangle the often sticky emotions that come with it. Whether you're a financial novice or a seasoned pro, today's episode is one you won't want to miss. Join us as w ... Show More
44m 6s
Mar 2023
394: Ask the Money Experts: Backdoor Roths, Bad Debt, & When to Fire Your Financial Advisor
Retirement investing, bad debt, backdoor Roth IRAs, bonds, and starting a business. If you’re just beginning your personal finance journey, this can all seem a bit complicated. Where do you invest first? What should you do with extra cash? And how do you know a financial fiduciar ... Show More
52m 58s
Jan 2023
How to Invest In a Recession
At this point, who knows if we’re actually in a recession, and how big that recession might actually be. But that doesn’t change the fact that Wall Street is on pins and needles and the stock market has seen a fair share of ups and downs in the last 6 months. According to the Wal ... Show More
40m 59s
Apr 2021
REI64: $100K+ in Debt to Financial Freedom Journey w/ The FI Couple
IN THIS EPISODE, YOU’LL LEARN: What is house hacking? If house hacking is the best way to get started in real estate investing. How they were able to use house hacking to clear out almost $60,000 in their student loan debt. How they were able to get aligned as a couple in a finan ... Show More
54m 33s
Oct 2021
Should You Buy a House in a Red Hot Market?! (The Answer May Surprise You!)
74. Should You Buy a House in a Red Hot Market?! (The Answer May Surprise You!) We have a YOUTUBE channel! Check it out here! Our Latest Videos: 5 ETFs to Hold For Life (Never Sell These!) How Much You Need to Save to Retire (Master Saving Money!) How to Become a Millionaire With ... Show More
30m 16s
Dec 2021
Use Investments To Pay Off Mortgage?
With retirement about five-years off, should I pull $300k out of my investments to pay off our remaining mortgage debt?Have a money question? Email us, ask jill [at] jill on money dot com.Please leave us a rating or review in Apple Podcasts."Jill on Money" theme music is by Joel ... Show More
11m 28s