74. Should You Buy a House in a Red Hot Market?! (The Answer May Surprise You!)
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Today
12 Reasons to Never Retire (Even When You Have Enough Money)
In this episode of The Personal Finance Podcast, we explore 12 data-backed reasons why working past traditional retirement age can boost your health, wealth, and happiness—from how postponing retirement preserves cognitive function and reduces mortality risk by 9-11%, to why soci ... Show More
34m 52s
Aug 20
Student Loans Just Changed... Here’s How to Pay Them Off Faster (This Year!)
In this episode of The Personal Finance Podcast, we break down the massive student loan changes hitting in 2025—why SAVE, PAYE, IBR, and ICR plans are being eliminated for new borrowers starting July 2026, how interest resuming on SAVE loans means balances could grow again, and w ... Show More
37m 32s
Aug 18
How the Wealthy Use HELOCs to Build Wealth and Protect Their Cash (Should You Have One?)
In this episode of The Personal Finance Podcast, we break down everything you need to know about HELOCs (Home Equity Lines of Credit)—what they really are, how they differ from traditional mortgages, and why the popular "velocity banking" strategy to pay off your mortgage faster ... Show More
48m 45s
May 2023
Ask HTM - Credit Card Strategies for Max Benefits, Keeping/Ditching a Beloved Car, & All-Cash Home Buyers #670
We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask , send us your voice memo. Regardless of how random or bizarre you might think it is, w ... Show More
50m 38s
Oct 2020
Ask HTM – Investing During an Election, Buying a Home with an FHA Loan, & Paying for a Masters Degree #262
We’re kicking off the week by answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/ask/ , send us your voice memo!1 - Getting a 2% loan via M1 Borrow looks too good to pass up- what do you guys think?2 - Should I con ... Show More
37m 52s
Oct 2022
Ask HTM - Buying New or Used Cars in a Crazy Market, Stocks vs Real estate, & Converting or Rolling Over a 401k #580
We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask , send us your voice memo. Regardless of how random or bizarre you might think it is, w ... Show More
54m 1s
Dec 2020
Ask HTM - Putting More Expenses on Credit Cards, the Sweet Spot on a Home Refinance, and WTD with an Extra $5000 #292
We’re kicking off the week by answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/ask/ , send us your voice memo!1 - What are the pros and cons of putting all of my expenses on a credit card?2 - How much lower shoul ... Show More
38m 3s
Aug 2022
Ask HTM - Overly Relying on Micro Jobs, Going Green and Frugal at the Same Time, & Selling Now vs Renovating in the Future #556
We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask , send us your voice memo. Regardless of how random or bizarre you might think it is, w ... Show More
55m 53s
Jun 2024
How Do You Create a Financial Plan with Ease with Ethan Ho
Do you need a Financial Plan? Ethan Ho, a CERTIFIED FINANCIAL PLANNER™ from Oahu, Hawaii, is here to share the ins and outs of having a financial plan in this vault episode. One of my favorite takeaways from Ethan is where he describes your finances to a plant. As you can see, Et ... Show More
52m 21s
Jun 2024
Should I Roll My 401(k) Over to an IRA?
💵 Sign up for EveryDollar today - Create a free Budget!Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and responsible! Next Steps:💰Need Help wit ... Show More
5m 28s