When a crisis hits, like the world-wild Cornavirus crisis, it's time to get focused on your budget. Admittedly, I'm not a huge fan of the word "budget" but desperate times call for desperate measures. In this bonus episode, I'll share seven things you need to know to budget during a crisis (and really any time).
You'll Learn
Why you need to focus on your ... Show More
Jun 2
Why Your Budget Keeps Failing — And the Automatic System That Actually Works
Budgeting has a branding problem. For a lot of people, it feels restrictive, shame-filled, tedious, and honestly kind of like financial punishment. But what if the problem is not you? What if the problem is that what you’ve been calling budgeting is really just tracking where you ... Show More
33m 30s
May 27
What Is a Roth Conversion — And How Can You Do It Wrong?
Roth conversions sound smart. Tax-free growth, tax-free withdrawals later, more flexibility in retirement — what’s not to like? Well… the tax bill today. That part. In this episode, Shari Rash, founder of GWA Wealth, breaks down what a Roth conversion actually is, how it works, a ... Show More
43m 40s
May 22
The Tax Strategy High Earners Are Missing: How to Stop Playing Defense With the IRS
Taxes are not just something you deal with once a year when it is time to file. For high earners, business owners, and investors, taxes are part of the bigger wealth-building strategy. In this episode, Shari Rash talks with CPA and tax strategist Catrina M. Craft about how to sto ... Show More
42m 13s
Feb 2024
How To Budget For Beginners
<p>#72: <a href="https://www.instagram.com/inspiredbudget/">Allison Baggerly</a>, founder of Inspired Budget, and author of the book ‘Money Made Easy’, is dedicated to inspiring women to confidently manage their finances. This episode is great for those (singles as well as couple ... Show More
54m 26s
Jun 2024
Ask HTM - Budgeting with Gift Cards, Inheriting Debt, & the Hidden Costs of Early Retirement #841
<p>Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step g ... Show More
52m 50s
Dec 2023
You Need a Budget with Jesse Mecham
<p>Hey team!</p> <p>This week I'm talking with, Jesse Mecham, the founder of the hit budgeting software, You Need A Budget - or as it's more commonly abbreviated YNAB - now I understand, that the term, "hit budgeting software" does come off as a little strange, but it is honestly ... Show More
32m 28s
Feb 2021
Friday Flight - Apps that Save You Money, Buying a Car with a Credit Card, & Home Renovation Payback #315
It's time for a Friday Flight! These episodes are all about the week’s news and the effects of the pandemic on your personal finances. There are a lot of headlines out there, but we are distilling it down to specific takeaways that will allow you to not just weather this health a ... Show More
29m 30s
Feb 2024
Money and Lifestyle Habits That Are Wasting Your Paycheck
Want to pay off your debt faster? Stick around! This week, you’ll learn five ways to speed up your debt payoff. Plus, don’t miss my #1 tip for never running out of money before your next paycheck, and Nisha Vora joins me to share some of her favorite grocery shopping hacks and af ... Show More
30m 29s
May 2025
Can this budgeting method help us save better?
Data published by YouGov in August 2022 showed that as of the previous month, Britons were using a whopping £3.5bn worth of overdrafted funds from their bank accounts. Each month, between 25% and 30% of people dip into their overdrafts, generally just for a few days leading up to ... Show More
4m 54s
Aug 2023
Ask HTM - Combining Our Finances, Dental Insurance Considerations, & When Whole Life Makes Sense #712
<p>We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via <a href="https://www.howtomoney.com/ask/">HowToMoney.com/ask</a> , send us your voice memo. Regard ... Show More
56m 5s
Jun 2023
Friday Flight - Payments UNpaused, CD Laddering, & Caseless Crazies #678
<p>Time for a Friday Flight- our sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil it down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead wi ... Show More
32m 16s