You Need a Budget with Jesse Mecham

Hey team!

This week I'm talking with, Jesse Mecham, the founder of the hit budgeting software, You Need A Budget - or as it's more commonly abbreviated YNAB - now I understand, that the term, "hit budgeting software" does come off as a little strange, but it is honestly something that has quite the cult following. And I know that the idea of budgeting can seem a bit overwhelming so don't worry we get into that. Also while the software is called You Need A Budget, that isn't quite the focus of what's going on. And while this software wasn't designed for people with ADHD, the underlying tenents have really resonated with a lot of ADHDers.

In our conversation today, Jesse and I discuss YNAB's four key habits for money management, including giving money "jobs", planning for future expenses, building flexibility, and aging money to create financial breathing room. We also talk specifically about how these methods can aid those with ADHD by promoting intentionality and creating helpful friction in spending and saving.

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Find the full show note at HackingYourADHD.com/162
This Episode's Top Tips 

1. Give every dollar a "job" - Assign your money to different spending categories and priorities when budgeting.
2. Plan for irregular and future expenses - Don't just budget for fixed monthly bills. Save for things like car repairs. We need to be flexible with our budgeting to allow for when things come up.
3. Add friction before purchases - Don't save card info in browsers. Figure out where the money is going to be coming from before purchasing to make spending more thoughtful.