There can be a lot of financial pressures when you're first starting out in your career, paying the rent, saving for a home and clearing student debt to name just a few.
So the idea of saving for a retirement that's decades away can seem like a very low priority.
Research fromthe People's Partnership suggests 1 in 8 young adults now say that engaging with their pension feels pointless because they don't think they will ever retire. Meanwhile others are saving hard into workplace pensions now, because they're worried there won't be a State Pension by the time they get there.
We talk to Maisie, Rebecca and Ruaridh, who're in their late teens and twenties about their financial priorities and where savings and pensions fit into that.
Felicity Hannah is also joined by Sarah Pennells, Consumer Finance Specialist at Royal London and Shantel Okello, Policy Researcher at the Pensions Policy Institute to answer your questions.
Presenter: Felicity Hannah Producer: Sarah Rogers Editor: Jess Quayle Senior Editor: Sara Wadeson
(This episode was first broadcast on Wednesday the 23rd of September, 2026).