logo
episode-header-image
Nov 25
1h 4m

621: Financial Aid Tips for Internationa...

ETHAN SAWYER
About this episode

Welcome back to the College Essay Guy Podcast. This is a very special session with a dear friend of mine and an honored guest in my world, Joan Liu. Joan is the founder of Second Chance, an organization that helps high achieving students from around the world secure full scholarships to universities after their original offers fall through. This conversation is adapted from a live webinar that we hosted where Joan shares some of the most practical, candid advice I've heard for international students who are looking for full financial aid and for the counselors who support them. 

In our conversation, we talk about:

  • What a competitive, full-need international applicant really looks like
  • Some common mistakes that students make when applying to colleges and universities in the United States
  • Why creating a global list and not just a US-centric list can open up new opportunities
  • Joan's advice for counselors who are guiding students through this sometimes really complex process. 
  • And more.

Joan Liu has been a college counselor for the past 25 years, across top secondary schools in the US, UK, Turkey, and Singapore. She is a graduate of Cornell University and Columbia University. Joan is known in the admissions field for her financial aid expertise, and her ability to place students at universities with a full ride. In 2018, Joan mobilized a team of colleagues to support 60 Nepali students who had lost their scholarships from a university in Texas, USA. Joan did not stand by and watch this higher ed crisis. She assembled a team, and these teams stepped forward and re-seated all of the students at universities in the US, Canada, Middle East, and East Asia, with 10+ million in financial aid and scholarships - after the admissions cycle was OVER for that year. That experience led to Joan founding the non profit, Second Chance at Higher Ed, which supports talented students needing financial support, in accessing higher education at the last minute, after the US cycle is over. Folks, that's full rides after April 1 -  no other organization has ever done this  - and Second Chance is first in its category. Just a few months ago, SC went into its 7th cycle, helping 53 students from 23 countries earn a full ride in less than eight weeks. These students included refugees from Syria, Jordan, and Palestine. 

Whether you're a student dreaming of studying abroad or a counselor helping students try to reach that dream, we're hoping that you'll find something useful in this episode. 

 

Play-by-Play:

  • 2:36 – What is Second Chance and how did it get started? 
  • 3:34 – What is the typical profile that colleges look for in an international student who is competitive for full financial aid in the United States?
  • 8:00 – How do admissions officers evaluate international applicants compared to U.S. students?
  • 11:59 – What are the most common mistakes that full-need international students make when applying to colleges and universities in the US?
  • 21:53 – What does it mean when a college says they are need-blind for international students?
  • 23:02 – How important is early action for international students?
  • 23:53 – How should international students think about SAT/ACT? What if testing is difficult to access?
  • 31:34 – How important is English proficiency?
  • 32:51 – How should full-need international students think about developing their college list?
  • 41:22 – How does the financial aid process differ for full-need international students?
  • 46:03 – How can students learn more about Second Chance?
  • 51:35 – If a student is rejected from Early Decision, can they still be considered for Regular Decision? 
  • 53:09 – If a student does not have a school counselor, how do they submit a school report or other documentation required for applications? 
  • 55:11 – How is the application process different this year than in the past? 
  • 56:35 – How can students compensate for an average or low GPA?
  • 58:13 – How can counselors best advocate for their full-need international students?
  • 1:02:17 – Closing advice 

 

Financial Aid Resources:

 

College Essay Guy Resources:

 

Podcasts: 

Up next
Nov 11
620: Navigating Student Health in College: A Doctor's Guide to Sleep, Stress, and Student Life
The transition from high school to college is something that thousands of students struggle with each year, and it's not something people really talk about. There's a lot of pressure for students to "have it together" in some broad sense. That's why today I'm excited to talk to D ... Show More
55m 5s
Nov 6
619: Inside the Personal Statement Process (Part 3): How Reflection Leads to Insight with Alisha, HS Senior
Hey friends, and welcome back to the College Essay Guy podcast. Today's episode is the third and final episode in our series called Inside the Personal Statement Process. If you're just tuning in, this series takes you behind the scenes as I work one-on-one with Alisha, a current ... Show More
42m 55s
Oct 28
618: Inside the Personal Statement Process (Part 2): Discovering Values Through Revision with Alisha, HS Senior
Hey friends, and welcome back to the College Essay Guy podcast. Today's episode is part two of our series called Inside the Personal Statement Process. If you're just tuning in, this series takes you behind the scenes as I work one-on-one with Alisha, a current high school senior ... Show More
50m 26s
Recommended Episodes
Jul 2024
The inside scoop on HBS Essay Question #1: B-Schooled episode 214
For the first time in more than a decade, Harvard Business School has updated its essay questions. In this much-anticipated series, we sit down with HBS alum and longtime SBC consultant Yvette to talk about each of these questions and share suggestions, tips and strategies regard ... Show More
38m 28s
Sep 2024
S3E14: How to Answer the Yale Supplement (2024)
<p dir="ltr">In this episode of the "Admittedly" podcast, host Thomas Caleel breaks down the Yale University supplement, guiding applicants through the nuances of both the short and longer essay questions. He emphasizes the importance of research, personal reflection, and thought ... Show More
6m 33s
Jul 2024
The inside scoop on HBS Essay Question #2: B-Schooled episode 215
For the first time in more than a decade, Harvard Business School has updated its essay questions. In this much-anticipated series, we sit down with HBS alum and longtime SBC consultant Yvette to talk about each of these questions and share suggestions, tips and strategies regard ... Show More
36m 46s
Feb 2024
88. How to Find Your Unique Voice in College Application Essays
<p>How do you capture an Admissions Officer’s attention through your college essays? On today’s episode, Nivanthi Karunaratne, a Graduate Coach at InGenius Prep, shares her personal journey of self-discovery through music and how it has influenced her approach in helping students ... Show More
24m 52s
Aug 2021
Season 3: Episode 2: How Do I Write a Great Personal Statement and Supplemental Essays?
<p>In this episode, IvyWise college admissions expert Katie (formerly at MIT) talks with Zach (former Senior Assistant Director of Admissions at Boston College) about how to write a meaningful personal statement and impactful supplemental essays.</p> 
46m 9s
Jun 2025
117. Pulitzer Prize-Winning Journalist Shares How to Write College Essays That Get You In
<p>To set up a complimentary strategy call, <a href='https://share.hsforms.com/1H5J_Zc8xSeSQ6Ec5n7QdLw31iae'>CLICK HERE</a>. </p> <p>What makes a college essay stand out at top schools like Harvard, Stanford, or Yale?</p> <p>In this episode, we sit down with Dave Marcus, Pulitzer ... Show More
19m 19s
Apr 2024
Masters Diaries | High School Hopeful to Master of Clinical Psychology Graduate
Welcome back to Mental Status!  In this episode, we continue our Masters Diaries series, where we delve into the journeys of master&apos;s students and graduates. Today we have the privilege of sitting down with another Master of Clinical Psychology student to uncover the grades ... Show More
36m 26s
Nov 2024
Imposter Syndrome: Why You Feel Like a Fraud (And How to Overcome It)
<p>In this episode of the Aspiring Psychologist Podcast, Dr. Marianne Trent dives deep into the concept of imposter syndrome. She explores why so many of us, despite our achievements, feel like we don't belong and are on the verge of being "found out." Dr. Trent breaks down the p ... Show More
16m 19s
Mar 2025
How Is Trauma Dumping Affecting My Relationships?
This week, JVN sits down with existential psychotherapist and author Dr. Sara Kuburic, widely recognized as the @Millennial.Therapist in Instagram, to delve into the phenomenon of "trauma dumping." We’re exploring the nuances between sharing personal experiences and overloading o ... Show More
41m 20s
Jan 2025
S3E24: Managing Stress in College Admissions
<p>In this episode of <em>The Admittedly Podcast</em>, Thomas Caleel addresses the growing pressures high school students feel during the college admissions process. Exploring the sources of this stress—whether self-imposed or external—Thomas emphasizes the importance of intentio ... Show More
17m 27s