Today, we’re going to go deeper into the world of cyber attacks than we have ever done before. We’ll be looking at the insurance claims that they produce as well as the longer-term consequences for their victims Often as journalists covering cyber insurance we focus on the big hacks, the headline numbers, and gloss over the detail of the personal stories and the real hard yards that have to be run to recover from an attack and the potential long-term consequences for a business, its directors, its customers and all other stakeholders. As the immediate damage and business interruption triggers potential regulatory, statutory and other serious third-party consequences, these hard yards often have to be run down multiple different paths simultaneously. The in-depth interviews that follow will deepen your understanding of the more complex and long-tail nature of this peril. I’d like to put you right in the room in the shoes of the Directors of a company as an attack unfolds. We’re going behind the scenes to uncover what it’s really like when a business becomes the target of a digital assault, from the immediate shock to the long-term repercussions that are often ignored by boards. We’re also going to go into detail on how the nature of the cyber threat and the tactics of cyber criminals are evolving. To help me in this task my guests are: Magnus Jelen, (pictured top) Director of Incident Response EMEA for Coveware, a firm that helps victims of cyber extortion recover their data; and three senior executives at Beazley: Raf Sanchez (pictured 2nd from top), Beazley’s Head of Cyber Services, Cyber Risks. Melissa Collins, (pictured 2nd from bottom) Head of Third Party Cyber & Tech Claims, and Wayne Imrie, (pictured bottom) Head of London Market Wholesale Executive Risks. Magnus and Raf are right on the front line, dealing with the immediate consequences of a hack. Magnus even deals with the hackers themselves. Melissa deals with the external insurance claims that result and Wayne is a Directors and Officers (D&O) specialist who has a deep understanding of how the D&O and Cyber insurance products interact. LINKS: As promised, here is the link to Beazley's latest Risk and Resilience Survey Spotlight on Tech Transformation & Cyber Risk 2025: https://www.beazley.com/en-001/news-and-events/spotlight-on-tech-transformation-cyber-risk-2025/