logo
episode-header-image
Mar 2025
1h 35m

200. “Should we pay off our massive debt...

RAMIT SETHI
About this episode
Wilson (46) and Shannon (35) have built a strong financial foundation—owning a vacation rental, maxing out Roth IRAs, and earning solid incomes. But when it comes to their next move, they’re at odds. Wilson wants to tap into their home equity to invest in stocks, believing they’re too heavily weighted in real estate. Shannon, more risk-averse, worries about ... Show More
Up next
Jul 8
216. I track every penny. He gambles. Should I marry him?
Taylor (29) is a high-earning dentist with a strict savings plan and deep-rooted fears about financial instability. Hayden (25) earns $24K a year, has a history of gambling and financial dishonesty, and struggles with budgeting. They live together, but their vastly different mone ... Show More
1h 17m
Jul 1
215. “He wants a house, I don’t want to go bankrupt.”
Athena (31) and Arie (30) are newly married and dreaming of buying a home, starting a family, and traveling the world. But their finances—and philosophies—don’t align. Athena’s upbringing was defined by instability and strict religious messaging around money; Arie’s was middle-cl ... Show More
1h 35m
Jun 24
214. “I’m 45 but my parents still control my money”
Kate and Keith have spent years afraid to spend—until now. In Part 2 of this conversation, Ramit investigates the $5 million missing from Kate’s trust fund and uncovers decades of poor returns, excessive fees, and emotional avoidance. As the truth comes out, Ramit challenges them ... Show More
1 h
Recommended Episodes
Feb 2025
What to Do With $100K: Invest or Keep It Safe?
In this episode of the Personal Finance Podcast, we're going to talk about what to do with $100k invest or keep it safe. How Andrew Can Help You: Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a f ... Show More
35m 54s
Sep 2024
Should I Pay Off Debt or Keep The Money Invested? - Money Q&A
In this Money Q&A episode of the Personal Finance Podcast, we're going to answer your questions about should I pay off debt or keep the money invested? Today we are going to answer these questions: Question 1: Should I Pay Off Debt or Keep The Money Invested? Question 2: How can ... Show More
38m 16s
Feb 2025
Ask HTM - Birth Now Pay Later, Forcing Home Equity with a Basement Build, & Saving vs Paying Credit Cards #946
Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guid ... Show More
54m 2s
Nov 2024
Investing In Real Estate or An S&P 500 Index Fund... Which One Will Make You Rich
Welcome to a high-energy, no-holds-barred showdown between two of the most popular wealth-building strategies: real estate and investing in an S&P 500 index fund. Ever wondered if your money is better off in bricks and mortar or riding the stock market wave? In this episode, I br ... Show More
35m 57s
Aug 2024
The 10 Laws Of Investing (Andrew's Investing Rules!)
In this episode of the Personal Finance Podcast, we're going to talk about the 10 laws of investing. How Andrew Can Help You: Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your asp ... Show More
48m 32s
Nov 2024
What Percentage of Net Worth Should be in Stocks, Old 401(k), Books for Buying Businesses and More! - Money Q&A
In this episode of the Personal Finance Podcast Money Q&A, we're going to talk about what percentage of your net worth should be in stocks, what to do with an old 401k, books for buying businesses and so much more. Today we are going to answer these questions! Question 1: Should ... Show More
32m 39s
Aug 2024
Should I Invest Aggressively If I Am Behind In My 50’s? - Money Q&A
In this episode of the Personal Finance Podcast, we're going to do a Money Q&A about should I invest aggressively If I am behind in my 50’s. Today we are going to answer these questions: Should I invest aggressively if I am behind in my 50s? Should I invest money? Should I put my ... Show More
33m 4s
Aug 2024
Is NOW THE RIGHT TIME to Buy a House?! - Money Q&A
In this episode of the Personal Finance Podcast, we're going to do a Money Q&A about is now the right time to buy a house? Today we are going to answer these questions: Question 1: Is now a good time to Buy a House? Question 2: How to Get Around Personal Guarantees? Question 3: C ... Show More
36m 6s
Aug 2024
The 1-3-6 Method For Building & Managing Your Emergency Fund
In this episode of the Personal Finance Podcast, we're going to talk about the 1-3-6 method for building your emergency fund. How Andrew Can Help You: Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway t ... Show More
45m 7s
Jul 2024
The Complete Guide to Real Estate Notes (Should You Invest!?)
In this episode of the Personal Finance Podcast, we're going to talk about the complete guide to real estate notes and should you invest in real estate notes? How Andrew Can Help You: Don't let another year pass by without making significant strides toward your dreams. "Master Yo ... Show More
38m 17s