In this episode of the Personal Finance Podcast, we are going to do a Money Q&A about should you pay off debt or invest first.
Today we are going to answer these questions:
Question 1: Should I build my emergency fund to $20,000 first, or start paying down my mortgage and investing at the same time?
Question 2: Is my bonus payoff plan the best ... Show More
Jan 26
10 Steps to Creating the Ultimate Retirement Plan
Join the Free Master Your Money Workshop here. Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Join Master Money Academy today! In this episode of The Personal Finance Podcast, Andrew reveals the exact 10-step retirement p ... Show More
56m 53s
Jan 21
How To Design Your Dream Life with Andy Hill
Join the Free Master Your Money Workshop Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Join Master Money Academy today! In this episode of The Personal Finance Podcast, Andrew welcomes back Andy Hill to explore life afte ... Show More
42m 11s
Feb 2025
Ask HTM - Birth Now Pay Later, Forcing Home Equity with a Basement Build, & Saving vs Paying Credit Cards #946
Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guid ... Show More
54m 2s
Nov 10
The Real Financial Order of Operations - Part 2 of 2
This is part two of our financial order of operations series.
In part one, we covered the non-negotiables—the oxygen mask, debt payoff, insurance, and the foundation of every real financial plan. This week, we get into the gray areas. The places where conventional wisdom isn’t ju ... Show More
28m 10s
Oct 2025
There Are No Shortcuts To Building Wealth
🤔 Can an online will work for you? Take this quiz to find out! Jade Warshaw and Rachel Cruze answer your questions and discuss: "I'm in $60,000 of debt, how do I pay it off?" "The government shutdown is effecting my husband's paychecks, should we jump to Baby Step 3? ... Show More
2h 19m
Nov 2024
The Secret Trick to Setting Goals You’ll Stick With
Today, we’re getting real about one of the biggest money questions: What should I actually be saving for? With huge goals like buying a home, retiring, or traveling, it’s easy to feel overwhelmed or just plain stuck. We’re here to help you zero in on goals that feel exciting and ... Show More
46m 32s
Sep 2025
No.1 Money Saving Experts: Do Not Buy A House! Putting Money In A Bank Makes You Poorer!
Are we falling for the biggest money traps of our generation? And what are the money habits that actually build millions? Raoul Pal, Jaspreet Singh, and Humphrey Yang reveal the truth about renting vs buying, escaping credit card debt, mastering passive income, and investing with ... Show More
2h 10m