logo
episode-header-image
Jan 2025
59m 42s

How do you know if you're on track finan...

Most
About this episode

We answer all your biggest questions for 2025:

  • How do you know if you’re on track with your finances?
  • How much do you need for retirement?
  • What to look for in a pension fund?
  • How to diversify to reduce risk?


Email us your questions: makingmoney@getmost.co.uk.


📧 Get the free newsletter series we mentioned

And other guides on personal finance: https://linktr.ee/makingmoneypod


🤝 Want help from a financial advisor planning your future?

We've teamed up with advisors we rate: https://makingmoney.email/financial-advisors-audio


⛑️ Free guides & financial health check

Learn how to build long-term wealth in the UK: https://linktr.ee/makingmoneypod


📈 Investment platforms we use

Trading 212

Watch this video from Damo explaining how to get the most from it: https://youtu.be/BVVZhrM0LVQ

Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.

Use the code ‘MM’ or this link: https://www.trading212.com/join/MM


InvestEngine 

Get up to a £50 bonus when you invest at least £100.

https://investengine.pxf.io/daOD2Q


Vanguard

Minimum investment of £500 or £100/month

https://www.vanguardinvestor.co.uk/


🎉 Sponsors

Vanta - Get your company secure and compliant, with $1k off: https://vanta.com/makingmoney

Tide - Get 3.81% AER variable on your business savings. Use this link https://www.tide.co/offer/makingmoneyq1 or the code 'MAKINGMONEYQ1'. You'll also get £100 if you fund your account with £5,000 in the first 30 days. Ts&Cs apply. 

New members receive a 0.77% AER boost on the standard 3.04% until 01/06/25 after which the rate reverts to 3.04% with no interest on balances over £75,000. Rate correct as of 06/02/2025. Full terms: https://tide.co/terms/makingmoneyq1-tnc

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.

Up next
Jun 9
Is the global economy about to change forever?
What’s really going on with the global economy? Is the U.S. heading for a recession — and could the UK be among the worst hit? Anatole Kaletsky, Chief Economist at Gavekal and author of Capitalism 4.0, argues that both the U.S. and UK are stuck in outdated, pre-2008 economic thin ... Show More
1h 8m
Jun 2
Is there a 'right' way to invest?
What can history teach us about investing? Is there a right way? Russell Napier—financial historian, author of The Anatomy of the Bear, and founder of the Library of Mistakes—shares what centuries of market behavior reveal about asset allocation, financial repression, and why eve ... Show More
1h 12m
May 26
How do you fix inequality?
Living standards have stalled — you're worse off than 20 years ago. How do we fix it? David Willetts is a Conservative Member of the House of Lords and President of the Resolution Foundation, where he looks at intergenerational fairness, the theme of his book The Pinch. One of th ... Show More
1h 6m
Recommended Episodes
Mar 2025
219. Which Investing Platform Should I Choose? Advisor vs. Robo-Investor vs. DIY
Register for our free investing workshop: https://herfirst100k.com/secrets  Investing your money is one of the most powerful ways to build wealth—but before you even buy your first stock, you’re faced with one of the biggest questions: Which investing platform should you choose? ... Show More
47m 10s
Dec 2024
What is the Point Of Investing in Non-Retirement Accounts Long Term - Money Q&A
In this episode of the Personal Finance Podcast Money Q&A, we're going to talk about what is the point of investing in non retirement accounts long term? Today we are going to answer these questions! Question 1: What is the Point Of Investing in Non-Retirement Accounts Long Term? ... Show More
40m 7s
Jan 2025
Ask HTM - Supercharging Retirement as a Freelancer, HSA for Medical vs Retirement, & “Investing” in Your Primary Residence #934
Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guid ... Show More
52m 22s
Jun 30
Could you be getting more for your savings? Australia’s best savings accounts - July 2025
Chances are that right now, you have some amount of cash tucked in a savings account. But when was the last time you checked if it’s working hard enough?In this episode, we take you through the top 5 savings accounts on offer right now in Australia. With two interest rate cuts, t ... Show More
15m 3s
Jan 2025
Why Index Fund and ETF Investing Could 10x Millionaires
Sign-Up for the FREE Investing for Beginners Workshop Here: https://event.webinarjam.com/register/10/7pn7war In this episode of the Personal Finance Podcast, we're going to talk about reasons why index funds, and ETF investing could 10X millionaires in the coming decades. How And ... Show More
45m 16s
Aug 2024
Should I Invest Aggressively If I Am Behind In My 50’s? - Money Q&A
In this episode of the Personal Finance Podcast, we're going to do a Money Q&A about should I invest aggressively If I am behind in my 50’s. Today we are going to answer these questions: Should I invest aggressively if I am behind in my 50s? Should I invest money? Should I put my ... Show More
33m 4s
Sep 2024
Everything You Need to Know About Investing in 28 Minutes
💵 Start your free budget today. Download the EveryDollar app! Whether you’re brand-new to investing or you’ve been at it for a while, there’s always more to learn about saving for retirement. In this episode, get answers to the most common investing questions so you can maximize ... Show More
32m 38s
Jan 2025
How to Manage Money Like the Top 1%
In this episode of the Personal Finance Podcast, we're going to talk about how to manage your money like the top 1%. How Andrew Can Help You: Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a futur ... Show More
40m 13s
Dec 2024
The Top 7 Money Making Hacks For 2025 That Are PROVEN To Work! Do Not Buy A House! Do This Instead!
2024 has been a year of shocks and surprises, before starting the new year, here is the expert knowledge you need to not just survive but financially thrive in 2025 Here are some of the essential pieces of financial knowledge for 2025:  The power of compound interest  How to brea ... Show More
1h 22m
Jun 2
Ask an Adviser: Don't do this with your super & tax-efficient investing for kids + more
How do you make smart money decisions when you don’t know what your future looks like? That’s the question to start this episode.Alex and Scott, co-founders of Everest Wealth, join us to unpack big financial questions from the Equity Mates community. Whether you’re juggling savin ... Show More
46m 45s