Jun 8

Economist: The Government Saved £200m and Created a £1bn Problem

Modern Britain has been shaped by economic decisions. Was austerity the biggest economic mistake of the last generation? Cahal Moran is an economist and host of the YouTube channel Unlearning Economics. His latest book is Why We’re Getting Poorer (https://amzn.eu/d/0cNLJJDO). 🎉 ... Show More

1h 3m

Jun 1

⁠I Was 100% in a Global Index Fund Until I Realised This

Ramin Nakisa from PensionCraft is back. Like me he’s spent years explaining why investing 100% in global equities works. But recently, he changed his portfolio, cutting his exposure by almost half. What changed? And what might make him change his mind again? 💬 Get personal help ... Show More

1h 9m

May 25

New Investors Should Hope for a Terrible Stock Market

What’s the best kind of stock market for a new investor? Most people assume you want years of rising prices. But Andrew Clare, who’s spent decades researching investing, says that’s not always true. Here’s Andrew’s paper: https://doi.org/10.3905/jor.2025.1.180 ❓Survey - how are y ... Show More

49m 53s

Nov 2025

The Real Financial Order of Operations - Part 2 of 2

This is part two of our financial order of operations series. In part one, we covered the non-negotiables—the oxygen mask, debt payoff, insurance, and the foundation of every real financial plan. This week, we get into the gray areas. The places where conventional wisdom isn’t ju ... Show More

28m 10s

Aug 2024

Should I Invest Aggressively If I Am Behind In My 50’s? - Money Q&A

In this episode of the Personal Finance Podcast, we're going to do a Money Q&A about should I invest aggressively If I am behind in my 50’s. Today we are going to answer these questions: Should I invest aggressively if I am behind in my 50s? Should I invest money? Should I put my ... Show More

30m 4s

Oct 2025

Financial Advisors React to Financial Advice on YouTube!

Real money talk - student loans, $600 car payments, and the trap of “saving” without investing. We react to YouTube advice about how simple choices (Roth IRA, index funds, and automatic contributions) turn $10k into real progress, why “always be buying” beats timing the market, a ... Show More

22m 18s

Jan 2025

How to Manage Money Like the Top 1%

In this episode of the Personal Finance Podcast, we're going to talk about how to manage your money like the top 1%. How Andrew Can Help You: Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a futur ... Show More

37m 13s

Sep 2025

Should You Pay Off Debt or Invest First? The Answer Might Surprise You (Money Q&A)

In this episode of the Personal Finance Podcast, we are going to do a Money Q&A about should you pay off debt or invest first. Today we are going to answer these questions: Question 1: Should I build my emergency fund to $20,000 first, or start paying down my mortgage and investi ... Show More

37m 34s

Aug 2024

The 10 Laws Of Investing (Andrew's Investing Rules!)

In this episode of the Personal Finance Podcast, we're going to talk about the 10 laws of investing. How Andrew Can Help You: Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your asp ... Show More

45m 32s

Mar 2025

Is my super performing? How much do I need to retire? Your superannuation questions answered

Superannuation, we all (should!) have it, but are you making the most of it? However you're thinking about super- optimizing for retirement, considering a self-managed super fund (SMSF), or wondering about concessional contributions- this episode breaks it down. We fire through 6 ... Show More

16m 30s

Nov 2025

Experts Predict MASSIVE Stock Market Drop (Should You Sell?)

Headlines are suggesting a market crash may be in store - should you be worried? We walk through what you can control (FOO, diversification, and dollar-cost averaging) and where you can channel all of your financial worries. Plus live Q&A on Roth timing, 15- vs 30-year mortgages ... Show More

1h 3m

Feb 2025

Ask HTM - Birth Now Pay Later, Forcing Home Equity with a Basement Build, & Saving vs Paying Credit Cards #946

Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guid ... Show More

54m 2s

Dec 2024

What Do I do With an HSA at an Old Employer?! (Plus How to Avoid RMD's) - Money Q&A

In this episode of the Personal Finance Podcast, we're going to talk about what to do with an old HSA at an old employer, plus how to avoid RMD’s. Today we are going to answer these questions! Question 1: Can I transfer investments from a brokerage account to a retirement account ... Show More

36m 7s

How do you know if you're on track finan...