Most people pursuing financial independence swing between two extremes: overspending in one area while ruthlessly cutting back in another, never quite finding sustainable balance. Jen and Jill, hosts of the Frugal Friends podcast, challenge this pattern by introducing what they call the "radical middle" — a space where frugality meets intentionality without ... Show More
Sep 2025
228. “I’m 30, broke, and tired of budgeting”
Kristen (30) and Josh (36) married just last year, but their honeymoon phase is buried under $40,000 of debt and a sense of being “trapped.” Kristen is meticulous, tracking every dollar and carrying deep guilt around spending—even on herself. Josh, meanwhile, shrugs off the stres ... Show More
1h 38m
Mar 2025
The One Money Habit That Changes Everything
What if making more money isn’t the answer to your financial struggles?
In this episode, I chat with Germaine Foley, money coach and creator of the Do Both Method, to explore the emotional and psychological side of money management—especially for women.
They discuss why so many ... Show More
41m 36s
Nov 2024
2923: Conventional Money Advice Won't Create The Life You Want by Nacho Average Fro on Budgeting
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.
Episode 2923:
Jessica challenges conventional money advice, like the 50/30/20 rule, as ineffective for high-achievers. Instead of f ... Show More
11m 35s
Aug 2024
2678: Budgets Suck. Do This Instead by FIRECracker of Millennial Revolution on Personal Financial Habits
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.
Episode 2678:
FIRECracker of Millennial-Revolution.com challenges conventional budgeting by advocating for a personalized approach. ... Show More
10m 17s
Mar 2025
198. “I work 7 jobs but can’t get ahead. Are we doomed?”
Juan (43) and Amber (40) feel behind on their retirement plans after years of prioritizing travel and expensive hobbies over investing. Juan, who grew up poor, struggles with a scarcity mindset—undercharging for his work and financially supporting his family. Amber, now earning l ... Show More
1h 36m
Jun 2025
Rich Girl Summer: Social Edition — Fun, Low-Cost Ways to Connect Without Going Broke
When did having fun start feeling so damn expensive? From $80 dinners to group trips that quietly blow your budget, summer socializing can leave your wallet crying in the corner. But guess what? You don’t need to overspend to feel connected, joyful, or rich in your relationships. ... Show More
26m 24s
Jun 2025
2616: Budget Your Way to Financial Freedom in 5 Steps by Andy Hill of Marriage, Kids and Money
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2616: Andy Hill shares how he and his wife transformed their financial lives by using a simple five-step budgeting method, ... Show More
11m 26s