logo
episode-header-image
Sep 2024
25m 10s

1087: Q&A: Should I Use Cash or Financin...

CLAYTON MORRIS
About this episode
Should you use your cash reserves to buy real estate, or is it a better strategy to use bank financing? And which method offers better tax benefits? That's the first question I'm answering on today's show!

On this encore episode of Investing in Real Estate, we're going to talk about the state of the economy and the current value of the US dollar. Then, I'll dive into your questions on the benefits of financing a real estate purchase, determining monthly rental rates, and finding HELOCs on rental properties. Click play to hear my answers to your best real estate investing questions!
Up next
Jul 2025
1176: The Top 12 Reasons to Invest in Real Estate - Episode 1176
<div>When I say that real estate investing is the number one way to build wealth, that’s not just my opinion, it’s the truth. There’s no other investment type that allows for the numerous benefits that real estate can provide.<br> <br> On this episode of Investing in Real Estate, ... Show More
6m 19s
Jul 2025
1175: Q&A: What's the Difference Between Bonus Depreciation and a Cost Segregation? - Episode 1175
<div>What’s the difference between bonus depreciation and a cost segregation, and can they coincide? That’s the first question I’m answering on today’s Q&amp;A edition of Investing in Real Estate!<br> This encore episode features three great listener questions on tax strategies, ... Show More
13m 43s
Jul 2025
1174: How to Invest Your Cash Like a Pro - Episode 1174
<div>If you’re sitting on piles of cash or stale savings accounts, I’ve got bad news for you – you’re not saving money, you’re losing money. Today you’re going to learn why saving money may actually be hurting your bottom line, and three strategies you can use instead. <br> <br> ... Show More
7m 57s
Recommended Episodes
May 2025
Four Top Investors Reveal Their Best Real Estate Bets
With mortgage rates high and commercial real estate under pressure, where should investors be putting their money? In this episode, we break down four expert-backed strategies for real estate investing in today’s uncertain market—from multifamily plays in Texas to overlooked stud ... Show More
13m 31s
Dec 2024
AMA (Ask Meyer Anything): Seller Financing, A Better "BRRRR", & Do You Need an LLC?
When is seller financing worth it (as a buyer AND a seller)? Do you need an LLC to start investing in real estate, and will it help you buy more deals? Can you BRRRR (buy, rehab, rent, refinance, repeat) your primary residence to realize some serious home equity gains? We’re gett ... Show More
33m 33s
Feb 2022
Paying Down Your Mortgage Early vs. Investing Extra Money?
<p>In today’s Office Hours, Eric answers Sara's question: Should I be trying to pay off my mortgage early with extra payments or put that money to a different use?</p> <p>Of course, this is another case of "it depends." Listen to Eric explain when it may be a good idea to invest ... Show More
6m 33s
Jun 2025
Should I Buy a House Now or Wait Until 2026?
“Should I buy a house now or wait until prices fall further?” If you’re a first-time homebuyer or regular real estate investor, you’ve no doubt asked yourself this question. Home prices are falling in many major markets, and affordability could be improving for Americans. There’s ... Show More
29m 25s
Oct 22
Real Estate is Getting Riskier…and It’s Making Investors Wealthy
Real estate investing is riskier today than it has been in years—and that’s a good thing. If you invest in real estate, what do you hope for? Opportunities to buy low, sell high, and cash flow in the middle. That’s exactly what’s happening in 2025—and it’s these “riskier” times t ... Show More
38m 31s
Jul 2024
984: Pay Off Student Loans or Invest in Real Estate: Which Makes You Wealthier?
Should you pay off student loans or invest in real estate? This is the question Tom Keating had to ask himself back in 2018. At the time, he had no real estate investing experience and only picked up The Book on Rental Property Investing by chance. He still had student loans but ... Show More
31m 31s
Aug 2024
240: BiggerPockets Real Estate Episode 1,000: Real Estate Is Changing, and So Is BiggerPockets
For the past 999 episodes of the BiggerPockets Real Estate Podcast, we’ve heard stories from investors who have achieved financial freedom through rental property investing. However, when we started this podcast in 2013, it was a different time. The housing market had crashed jus ... Show More
44m 42s
Sep 2024
What to Invest in When You’re NOT Buying Real Estate
Struggling to pick what to invest in, especially when real estate prices and mortgage rates are still so high? Many investors are sitting on the sidelines, saving cash for their first or next investment property, but nothing seems to work out. So what do you do, keep your money s ... Show More
47m 1s
Apr 2025
The One True “Inflation-Proof” Investment (EVEN with Tariffs)
Inflation is eating away your net worth, and if you don’t do something about it, you could be worse off in the future. What’s the best inflation-proof investment to make in 2025? Which options will merely hedge against inflation, and which will beat inflation so you grow your wea ... Show More
34m 37s
Jul 2021
How to Invest Your Money in Your 20s (with Money Honey Rachel)
Get 1 month of FREE business banking with NorthOne ➡️ https://get.northone.com/ken/Join Ken McElroy's Newsletter and stay up to date with today's trending real estate investing topics: https://www.kenmcelroy.com/newsHow DO you get started with real estate in your 20s? Do you REAL ... Show More
16m 33s