PIP Update: The Retroactivity Debate

Co-host Jennifer Opiola joined Robert to review PIP and insurance opinions issued by the Florida DCAs in March.

• Universal Prop. & Cas. Ins. Co., v. laguna Riviera Condo. Ass’n, Inc., 2D DCA (retroactivity of § 627.714(4)). 
• Citizens Prop. Ins. Corp. v. Avril and Romain, 4th DCA (deductible as an affirmative defense).
• Arway v. Progressive Amer. Ins. Co., 6th DCA (statute of limitations defeated by policy language).
• Envision Physical Therapy, Inc. v. Geico Gen. Ins. Co., 3d DCA (exhaustion and bad faith). 

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