logo
episode-header-image
Jan 2023
30m 34s

Ask Shannah: Should I Have a Rewards Cre...

Shari Rash, Money Podcast for Women, Personal Finance, Relationships & Mental Health
About this episode

This Ask Shannah episode was inspired by a question from Bri: "Thank you for being the FIRST person to support me through my financial journey as an adult. I’m currently healing from many different emotions surrounding money. My question for you is about credit cards with perks. I got a few cards totaling 4,000 that I’m paying down but I didn’t realize I was doing a disservice to myself by not utilizing cards with perks (travel, rewards). Should I be moving toward paying off and closing 2/3 of those cards or pay off/down and try to add those smarter cards to my life? Thanks again for all you do, you’ve changed my life for the better. I’m not as afraid of money as I once was."

LINKS

Creditcards.com

Credit Karma

NerdWallet

Credit Sesame

Should I Close My Credit Card article

SPONSORS

Thanks to Masterworks for sponsoring the show. To get priority access go to masterworks.art/mymoney

Thanks to ShipStation for sponsoring the show. Go to ShipStation.com today and sign up with promo code MYMONEY for a FREE 60-day trial.

Thanks to HelloFresh for sponsoring this show. Go to HelloFresh.com/mymoney21 and use code mymoney21 for 21 free meals plus free shipping.

LEAVE US A REVIEW

Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts. 

Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode!

GOT A QUESTION?

Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares

MORE MONEY TIPS

Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame

FREE GUIDES + RESOURCES

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Up next
Jul 8
Work Less, Make More: Dr. Nona Djavid’s Blueprint for the 1-Week-a-Month Lifestyle
What if the real secret to growing your business and your bank account isn’t more hustle, but less? In this mind-expanding conversation, Dr. Nona Djavid breaks down how she turned a burned-out chiropractic practice into multiple seven-figure ventures — all while working just one ... Show More
46m 27s
Jul 8
Everyone’s Talkin’ Money: Where Real Life Meets Real Money
Ready to break up with boring money talk? Welcome to Everyone’s Talkin’ Money — your new go-to for honest, jargon-free conversations about money and life. Hosted by an award-winning financial advisor, Shari Rash, who actually gets your real life (no latte-shaming here!), this sho ... Show More
6m 35s
Jul 5
Buy It Right or Buy It Twice: The Smart Girl’s Guide to Spending Intentionally
Ever catch yourself staring at your overstuffed closet thinking, “How did I spend so much and still feel like I have nothing to wear?” Or scrolling your Amazon order history and realizing half of it is basically regret with free shipping? You’re not alone — and you’re definitely ... Show More
40m 12s
Recommended Episodes
Mar 2020
Ask HTM - Day Trading, Student Credit Cards, and Utilizing a VA Loan to Purchase a Home #178
We’re kicking off the week by answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/ask/1 - Should I utilize a VA loan to purchase a home?2 - As a graduate student, what do I need to keep in mind as I’m applying for m ... Show More
39m 26s
Dec 2023
Money Confessions: I Have a Fear of Credit Cards, How Do I Get Over It?
Rent.app Referral Link - http://rent.app/GTI Welcome back to Money Confessions, a weekly series where you tell us your deepest, darkest money secrets or hot takes. This week, Sim discusses her childhood experiences with credit card debt and emphasises the need to understand one's ... Show More
16m 11s
Oct 2021
Ask HTM - Maximizing Tuition Reimbursement, Bank Account Bonus Requirements, Using a HELOC to Pay Off a Mortgage, & More... #424
We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask/ , send us your voice memo. Regardless of how random or bizarre you might think it is, ... Show More
46m 59s
Dec 2020
Ask HTM - Putting More Expenses on Credit Cards, the Sweet Spot on a Home Refinance, and WTD with an Extra $5000 #292
We’re kicking off the week by answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/ask/ , send us your voice memo!1 - What are the pros and cons of putting all of my expenses on a credit card?2 - How much lower shoul ... Show More
38m 3s
Jun 2024
Ask HTM - Budgeting with Gift Cards, Inheriting Debt, & the Hidden Costs of Early Retirement #841
Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guid ... Show More
52m 50s
Jun 2024
HOW TO TALK ABOUT HAIRCUTS IN ENGLISH 🇧🇷 💈
🇹🇷 Visit Ahmet Bayram at https://cabhealth.com/ Use the code: Brent10 💙 WANT PRIVATE LIVE CHATS AND BONUS ENGLISH? https://www.youtube.com/channel/UCakDTg9dhhAsr3WmHyJDa-g/join 📽️ Want to record lessons like this? I livestream with STREAMYARD: https://streamyard.com/pal/c/628 ... Show More
8m 34s
Jul 2022
324: Apple is Getting in to the Buy Now Pay Later Game
Apple plans to incorporate their own version of a "buy now pay later service" directly into your iPhone's operating system later this fall. I recently joined Natalie Lizarraga on NBCLX to discuss whether or not this service will be helpful or harmful to your wallet as well as to ... Show More
9m 13s
Mar 2024
Investing Advice from the Most Powerful Woman on Wall Street
#76: Sallie Krawcheck, is the current CEO of Ellevest and the former Head of Bank of America’s Global Wealth and Investment Management division. She’s potentially the most influential woman on Wall Street, who offers insights on simplifying financial planning and how women can na ... Show More
1h 3m
Feb 2024
Money and Lifestyle Habits That Are Wasting Your Paycheck
Want to pay off your debt faster? Stick around! This week, you’ll learn five ways to speed up your debt payoff. Plus, don’t miss my #1 tip for never running out of money before your next paycheck, and Nora Visha joins me to share some of her favorite grocery shopping hacks and af ... Show More
32m 29s
Sep 2023
Oprah Winfrey's Address That Will Leave You Speechless: Exceptional Life Guidance
Oprah Winfrey's Address That Will Leave You Speechless: Exceptional Life GuidanceGet inspired and motivated every morning with our podcast, featuring insights from successful individuals on changing your mindset and achieving your goals. Don't miss out on this opportunity to sta ... Show More
13m 42s