Today, we are joined by Tim Malott who founded the investment banking firm Shoreline Partners in 1994. Tim is former CPA and holds four securities licenses. Tim represents the owners of privately held companies in sale, merger, acquisition and complex financing transactions. His career spans public accounting, commercial banking and investment banking through which he has gained knowledge and experience in nearly every industry and business sector. After spending five years with a major, Midwest-based CPA firm, he was hired as President, CEO and Director of a troubled bank in Northwest Indiana. After returning the bank to profitability and successfully selling the bank, Malott relocated to San Diego.