The status quo in the financial services sector is constantly changing. Innovation is the name of the game. If banks want to stay relevant in these evolving times, they need to be at the technological forefront and provide convenient, flexible payment solutions customers trust. Ramana Kumar joins Arjun on the couch to share his perspective on this fascinatin ... Show More
Jul 28
Why Most Digital Banks Will Never Make Money
Digital banks have spent years chasing customer growth. But scale alone does not create profitability.In this episode of Couchonomics with Arjun, Simon Loong, Founder and Group CEO of WeLab, explains what it takes to build a successful digital bank across Asia.He shares why lendi ... Show More
55m 50s
Jul 15
Could Your Data Become Your Next Asset?
Every day we create data, but almost none of us know who really owns it.In this episode of Couchonomics with Arjun, André Vellozo, Founder and CEO of DrumWave, joins the show to explore one of the biggest questions facing the digital economy: what if people could own their data t ... Show More
52m 50s
Jun 30
Can AI Build Fintech Unicorns Faster?
Can Europe build the next generation of global fintech leaders?In this episode of Couchonomics with Arjun, Stefan Klestil, General Partner Fintech EMEA, joins the show to discuss venture capital, fintech investing, AI, digital assets, founder psychology, and why the Middle East a ... Show More
49m 26s
Sep 2025
996. Insights: How are real-time payments reshaping global finance?
About this episode: Money is moving faster than ever - across borders, between people, even between machines. Real-time payments and account-to-account (A2A) technology are quietly transforming the payments landscape, challenging legacy systems and reshaping how we move money. In ... Show More
54m 41s
Jan 2021
493. Insights: Partnerships in finance: building the new banking ecosystem
With the help of fintechs, BaaS, third party providers and even M&As, banking as we know it is changing. Partnerships are proving to be the key to unlocking what the future of the banking ecosystem will look like. In this episode, Adam Davis sits down with a panel of guests for a ... Show More
46m 18s
Nov 2025
1012. Insights: How Lloyds, Santander and NatWest are shaping the future of banking innovation
About this episode: In this episode of Fintech Insider, we dig into how UK banks can reclaim their fintech edge in a fast-moving global market. Host Ross Gallagher and co-host Tim Heard from 11:FS are joined by innovation leaders from NatWest, Santander, and Lloyds Banking Group ... Show More
1h 1m
Jul 2021
545. Insights: How can tech and culture work together to shape the future of banking?
Our expert hosts, David Brear and Tim Heard, are joined by some great guests to dive into all thing new banking business models.
We start by looking at what the industry looks like now. Where are we, what are the banking models that we’ve seen come out and how has the industry ... Show More
54m 38s
<h3>🔍 Topics include:</h3><ul><li>How Emirates NBD became a pioneer in Open Finance</li><li>Building secure, scalable, API-first banking platforms</li><li>Real-world fintech partnerships (and what went wrong)</li><li>From core banking to GitHub Copilot: AI’s growing role</li><li ... Show More
