logo
episode-header-image
Aug 2019
13m 23s

How To Get The Lowest Interest Rate Poss...

SAM DOGEN: FINANCIAL SAMURAI FOUNDER, PERSONAL FINANCE BLOGGER
About this episode

Here's my method to always get the lowest mortgage rate possible, no matter the interest rate environment. I've refinanced multiple mortgages multiple times in the past 10 years. During this time, I've probably saved over $100,000 in interest expense.

To read the post, click here

Up next
Nov 13
Housing Security: The Underappreciated Benefit of Owning In A Rising Rent World
The debate between owning and renting will go on forever — it all depends on your stage in life, finances, and lifestyle. But as you get older, one thing becomes clear: housing security matters more than ever. The last thing you want in retirement is to be forced out of your neig ... Show More
10m 4s
Oct 22
Permission To Live It Up In Retirement With Bill Bengen, Father Of The 4% Rule Going To 5%
Bill Bengen, the father of the 4% Rule, is back with a new book titled A Richer Retirement. In it, he raises his SAFEMAX—or safe withdrawal rate—from 4% to 5%. This change has major implications: retirees can confidently spend more and enjoy life to the fullest, while those pursu ... Show More
24m 2s
Sep 17
The End Of The Commercial Real Estate Recession With Ben Miller, CEO of Fundrise
Since 2022, commercial real estate (CRE) investors have endured one of the toughest stretches in decades. Surging inflation drove mortgage rates higher, cap rates expanded, and property values sank. The mantra became clear: "survive until 2025." Now, with inflation cooling, rates ... Show More
35m 43s
Recommended Episodes
Mar 2020
Economic Crisis: What Does the Fed Interest Rate Cut Mean for Me?
What does the Fed rate cut mean? The federal reserve cut interest rates, what does this mean and how will it impact my finances? Mortgage Refi Resources https://www.creditkarma.com/home-loans/i/when-is-refinancing-mortgage-worth-it/ https://www.nerdwallet.com/mortgages/refinance- ... Show More
6m 54s
Feb 2021
How to save thousands on your home loan
One of our biggest financial milestones in life is buying a home. From saving up for a deposit to applying for a mortgage and having it approved is a dream come true for millions around the world. Buying property is also one of the best investments we can make – even if it doesn' ... Show More
18m 20s
Feb 2022
The Home Loan Anomaly
<p>In today’s episode for 10th February 2022, we see why home loans are quoting at their lowest rates in 20 years while the government continues to borrow at a much higher rate</p> 
4m 52s
Aug 2023
Money Box Live: The Mortgage Dilemma
<p>The Bank of England is expected to raise interest rates again this week, for the fourteenth consecutive time. The increase will hike the monthly repayments for anyone on a variable rate mortgage, for those trying to re-mortgage after coming off a fixed-rate and for first time ... Show More
28m 55s
May 2022
303: The Secret Steps to Getting Qualified for the Best Mortgage Possible
You may have seen mortgage tips posted throughout the forums or in the BiggerPockets Money Facebook Group, but rarely do you get preapproval tips straight from a lender themselves. As the housing market stays hot and interest rates continue to rise, it may seem harder and harder ... Show More
1h 7m
Apr 2024
5 Percent Mortgage Rates Again...Maybe 4/29/24
<p>Your 60-second money minute. 5 Percent Mortgage Rates Again...Maybe</p><br/> <p>Hosted by Simplecast, an AdsWizz company. See <a href="https://pcm.adswizz.com">pcm.adswizz.com</a> for information about our collection and use of personal data for advertising.</p> 
58s
Mar 2024
1244 - 9 House-Flipping Tips for the Risk-Averse From Two Experienced Flippers by Profile Background Jeff Vasishta
Pittsburgh-based investor and house flipper John Walker of Turnkey Investment Properties and his business partner, Jim Auten, usually have around 10 flips on the go at any time. When rates were low, and business was booming, that number doubled. However, high rates and low invent ... Show More
10m 41s
Oct 2023
How Higher Interest Rates Alter Our Financial Blueprint
<p>We explore six impacts of higher interest rates on housing, capital projects, stock buybacks, excess returns for stocks, bonds, and other asset classes, and individual opportunity costs.</p><p>Topics covered include:</p><ul><li>Where current interest rates stand</li><li>Centra ... Show More
28m 38s