logo
episode-header-image
Aug 2023
28m 55s

Money Box Live: The Mortgage Dilemma

Bbc Radio 4
About this episode
The Bank of England is expected to raise interest rates again this week, for the fourteenth consecutive time. The increase will hike the monthly repayments for anyone on a variable rate mortgage, for those trying to re-mortgage after coming off a fixed-rate and for first time buyers with new home loans. In this podcast we look at the dilemmas created by hi ... Show More
Up next
Yesterday
Mortgage Charter and Unclaimed Benefits
New figures reveal that more than a quarter of a million homeowners have temporarily reduced their mortgages payments, or extended their mortgage term, since lenders agreed to offer better support to customers in June 2023 through what was called the Mortgage Charter. There's bee ... Show More
24m 56s
Oct 7
Money Box Live: The Cost of University
About a quarter of a million 18-year-olds in the UK secured a university place this summer and are now preparing to head off to their chosen institution. The numbers increased by about 5% at a time when the costs associated with getting a degree are also rising. There's a patchwo ... Show More
27m 55s
Oct 4
Inheritance Planning and State Pension Underpayments
We look at changes which the Government has announced – and the speculation around those it hasn’t. Pension inheritance rules will change in 2027. It may seem a long time away, but people are making plans now. We hear from some of those pension planners as they try to clear up an ... Show More
24m 54s
Recommended Episodes
Jan 2024
Mortgage clinic: your questions answered
Mortgage lenders are cutting their rates. That’s good news for anyone thinking of buying or remortgaging a property. Presenter Claer Barrett and a panel of experts answer questions from listeners looking to switch, lock in a new rate, or wondering whether to go from fixed to vari ... Show More
28m 10s
Feb 2021
How to save thousands on your home loan
One of our biggest financial milestones in life is buying a home. From saving up for a deposit to applying for a mortgage and having it approved is a dream come true for millions around the world. Buying property is also one of the best investments we can make – even if it doesn' ... Show More
18m 20s
May 2023
Best of Money Clinic: Help! What should I do with my mortgage?
The Bank of England has lifted its main interest rate by a quarter of a percentage point to 4.5 per cent, the 12th consecutive rise since December 2021. But if interest rates are going up, why are some mortgage lenders putting their rates down? Presenter Claer Barrett is joined i ... Show More
21m 23s
May 2022
303: The Secret Steps to Getting Qualified for the Best Mortgage Possible
You may have seen mortgage tips posted throughout the forums or in the BiggerPockets Money Facebook Group, but rarely do you get preapproval tips straight from a lender themselves. As the housing market stays hot and interest rates continue to rise, it may seem harder and harder ... Show More
1h 10m
Oct 2022
This Is What 7% Mortgages Will Do To the Housing Market
Thanks to the surge in mortgage rates, we've seen a historic collapse in mortgage affordability. New homebuyers are facing a massive sticker shock relative to what they could have paid just six months ago. So does this mean that house prices are due for a crash? On this episode o ... Show More
47m 42s
Oct 2023
Mortgage Bonds Blow Up; Banks Feel Regulatory Heat
The $8 trillion mortgage-bond market plunged to levels rarely seen since the global financial crisis as Treasury yields surged. To analyze why and what’s next, we’re joined by Christopher Maloney, mortgage strategist at BOK Financial Capital Markets, and Bloomberg News reporter S ... Show More
37m 45s
Sep 2023
A Homebuyer's Dilemma Might Be A Homebuilder's Delight
Existing home sales are down around 20% year over year for two reasons: mortgage rates are too high and there aren't enough homes for sale. Matt Argersinger and Deidre Woollard discuss: - The current situation of home sales and what could change it. - Why homebuilders are in a go ... Show More
26m 8s
Oct 2022
Help! What should I do about my mortgage?
What does this mortgage tumult mean for individuals? Will borrowers be able to remortgage? How high could rates go? Will there be a property crash? In this special episode of Money Clinic, host Claer Barrett, the FT’s consumer affairs editor, puts listeners’ and readers’ question ... Show More
34m 38s
Nov 2022
The Economy: 2. Interest Rates and Mortgage Rates
Why does the interest you pay on your credit card or your mortgage rate go up and down? What’s the Bank of England got to do with it all? In this episode, Tim Harford explains why the banks need to charge you interest when you borrow money and explains why the Bank of England mig ... Show More
14m 42s