Technical Debt vs. Mental Debt

In this episode, we dig into the subject of AI... and whether it's going to steal your job or not. Don't worry: no bait in this video. Just an honest conversation about where we are, and what it all might mean. 

There was a time long ago, before the internet, when each of us had the ability to be a big fish in the small pond. At least in some small way, that's true. But not anymore. And I wonder... what does that do to our confidence levels? 

We love tools: linters, type checkers, test runners, asset compilers, et al. Whilst these tools can help solve problems, they might also be a sledgehammer when all you really need is a screwdriver. Let me tell you a little anecdote about upgrading my personal site to Laravel 11, ... Show More

Is there such a thing as "good debt"? And how could something good cause so many issues? On top of this is there any way that we could just run an economy without debt and would we be better off for doing so. Well, it turns out we probably can, and in fact, there are many economi ... Show More

In this podcast episode, Johna and I discuss the concept of technical debt. We provide different definitions of technical debt, with me focusing on the inability to switch solutions easily and Johna emphasizing the trade-off between immediate speed and long-term efficiency. We gi ... Show More

Life happens, and so does debt. Unexpected car trouble, the high price of food, a family emergency — there is no shortage of reasons why debt can pile up. In this episode, we offer shame-free solutions for digging out of debt. Learn more about sponsor message choices: podcastchoi ... Show More

Sensible use of debt should be part of a sound financial strategy. Debt can enable you to enjoy things that otherwise are currently beyond your reach. Borrowing can also have its ugly side. Developing good borrowing habits early can help you avoid a lot of anguish later. Listen t ... Show More

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.Episode 2654:Philip Taylor of PTMoney.com delves into the complex decision of using loans to pay off debt, offering a critical exami ... Show More

For many of us, the concept of debt can trigger a complex range of emotions, including feelings of shame, anxiety, and dread.. In this third installment of our Financial Foundations series, presented by State Farm , we’re talking about debt and effective strategies for paying it ... Show More

Are you ready to get rid of debt but don't know where to start? In this episode, I break down how to think about debt, strategies to pay it off, and why being completely debt-free should never be the goal. Just a quick note, this episode is not just for newbies. When I was a work ... Show More

Is all debt ‘bad’? Finance journalist David ‘Kochie’ Koch explains the different types of debt that exist and why understanding them is key to managing your overall debt. He also shares with you his tips for dealing with a personal financial crisis and puts you on his seven-step ... Show More

There isn't much more that I dislike besides going to the dentist. However, in a recent study by Freedom Debt Relief, debt is still one of those taboo topics. Not only do we not want to talk about, but debt is also a silent killer of your dreams and goals and is the #1 cause of s ... Show More

Recent studies show us what many of us already know: debt is about so much more than money. Join Sim & Sonya as they explore the fear behind the psychological aspects of debt, good debt' and 'bad debt' and the two most popular ways to pay off your debt: debt snowball and debt ava ... Show More