Erik and his wife have three big debts to tackle: their mortgage on their primary residence, their mortgage on their rental property, and a HELOC (home equity line of credit) taken out as the down payment for their rental property. So, which debt should they tackle first?
As two school teachers in New Jersey, Erik and his Wife made smart moves earlier this y ... Show More
Jan 13
Broke and in Debt at 50? How to Still Retire On-Time (Step-by-Step Plan)
You're in your 50s, $50,000 in debt, and retirement at 65 feels impossible. We made this episode for you. Today, Mindy and Scott spell out the exact step-by-step plan to go from $50K in debt to a million-dollar retirement—even if you're starting over in your fifties. Meet Nancy: ... Show More
1h 8m
Jan 9
How to Reach Coast FIRE (The Relaxed Way to Retire!)
What if you didn't have to save 70% of your income to retire early? What if you could hit a number in your 30s, ease off the gas, and still reach financial independence—without sacrificing your present life? That's Coast FIRE, and today's guest Andy Hill is the perfect example of ... Show More
51m 7s
Mar 2024
2654: Stupid Or Smart? (Getting A Loan To Pay Off Your Debt) by Philip Taylor of PT Money
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.
Episode 2654:
Philip Taylor of PTMoney.com delves into the complex decision of using loans to pay off debt, offering a critical exa ... Show More
8m 29s
Mar 2017
445-Should we Keep Paying off Our House with Gazelle Intensity or Switch to Saving 15% for Retirement?
Today, we cover this question: Joshua, My husband and I love your show and would LOVE IT if you could help us answer a question from your point-of-view. Facts: We're completely debt-free except for our house. We make around $130,000 per year. We're currently investing 10% for ret ... Show More
29m 48s
Jul 2022
Don’t Buy a House if You’re Broke! (Hour 1)
Dave Ramsey & George Kamel discuss:
A convoluted housing situation,
Challenges when trying to sell a house,
Helping kids with a house downpayment,
Selling a car to pay off debt,
Using a grant to buy a house,
Paying off debt using a pension.
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Zander Insurance
S ... Show More
43m 6s
Jul 2022
What’s YOUR Reason for Getting Out of Debt? (Hour 1)
Dave Ramsey & Dr. John Delony discuss:
Getting your spouse on board to become debt-free,
The best way to negotiate your salary,
How to set up a budget,
Buying a new home with retirement money.
Support Our Sponsor:
Churchill Mortgage
Zander Insurance
NetSuite
Want a plan for your ... Show More
43m 13s