Jan 22

How to Set Money Goals You Won’t Abandon by March

If you’re tired of setting money goals that quietly die somewhere between Valentine’s Day and tax season, this episode is your intervention. We’re talking about why traditional goal setting backfires, how shame-based goals sabotage progress, and what it really takes to set financ ... Show More

36m 53s

Jan 20

Fix Your Cash Flow Before You Set Another Financial Goal

You can make great money and still feel like you’re constantly playing catch-up. You can hit a savings goal one month and have to pull it back out the next. You can earn a six-figure salary and still check your account before you swipe your card. That doesn’t mean you’re bad with ... Show More

28m 43s

Jan 15

The Meal Planning Reset: How Jenn Lueke Built a System for Eating Well on a Budget

In this episode, Shari sits down with Jenn Lueke, the creator behind the viral budget grocery series that helped millions of people eat well for less. They discuss how grocery system failures quietly drain time and money, why meal planning is really an inventory problem, and how ... Show More

31m 18s

Oct 2023

Financial Foundations #4: Building Credit & Utilizing Credit Cards

Credit cards have gotten a bad rap due to their easy misuse and the lack of knowledge about credit card best practices. In this fourth installment of Financial Foundations, brought to you by State Farm, Tori’s sharing how and why credit cards are one of the most important credit- ... Show More

21m 22s

Dec 2023

Busting Some Credit Score Myths (Bestie Ep) #766

You know you can’t believe everything that you read on the web, right?! There are all sorts of myths, half truths, and straight up lies that can not only make us look foolish were we to believe them, but they can also separate us from our hard earned money and cause us financi ... Show More

49m 25s

Dec 2020

Do I Need a Perfect Credit Score? #287

Everyone knows that it’s good to have a high credit score- it’s true, but what is high enough? It can be tempting to spend an inordinate amount of time in pursuit of the perfect score, but we’re here to let you know that it’s a waste of time and energy. You’ll find that chasing a ... Show More

34m 53s

Feb 2024

Best of Money Clinic: How can I improve my credit score?

Most people know that you need a good credit score to be able to borrow money, but how to start building one is a mystery. First aired in June 2022, in this episode of Money Clinic, host and FT consumer editor Claer Barrett sits down with listener Emma, 22, who has never been in ... Show More

25m 46s

Nov 2023

471: The Secret to Saving More, Spending Less, and a Perfect Credit Score

Building wealth, saving money, getting rich—it’s much more straightforward than most people think. You don’t need to be a financial expert or millionaire to know what you should do with your money. But if you’ve found yourself in a spot where saving and investing just isn’t happe ... Show More

44m 29s

Jan 2023

A Foolproof Plan to Ditch Debt #620

Sitting on your butt is killing you! According to the Heart Foundation, folks who sit the most are 90% more susceptible to dying from cardiovascular events like heart attacks and strokes. And while taking a load off and having a seat isn’t going to immediately harm you, the ac ... Show More

50m 41s

Jan 2024

487: 24 Money Tips for 2024: Credit Scores, Subscriptions, & Claiming FREE Money

If you’re after the best money tips for 2024, we’ve got you covered! Every dollar counts when it comes to improving your finances, and our hosts are offering some invaluable end-of-year advice to help you do just that. In part one of this four-part series, Mindy and Kyle will hel ... Show More

10m 17s

Dec 2021

How Many Credit Cards Should You Have for Good Credit?

Should you fill your wallet with credit cards or limit the number you have? It all depends on how you use credit and what makes sense for your financial life. Laura explains how to use credit responsibly and determine what number of credit cards is right for you. <a hre ... Show More

28m 3s

Dec 2021

Friday Flight - Unprepared Borrowers, Unconscionable Bank Fees, & Uplifting Tax Strategies #444

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to specific takeaways that will allow you to kick off the weekend informed and help you t ... Show More

26m 24s

Jun 2023

Ask HTM - Paying Off Student Loans Without Dinging My Credit, DIY Tax Loss Harvesting, & Financially Preparing for a Baby #688

We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via <a href="https://www.howtomoney.com/ask/">HowToMoney.com/ask</a> , send us your voice memo. Regardless ... Show More

51m 59s

The ABCs of How to Build Your Credit Sco...