logo
episode-header-image
Mar 2020
10m 43s

Individual Savings Accounts - could thes...

Financial Times
About this episode
Could Isas overtake pensions as the UK's tax-saving vehicle of choice? The tax benefits of pensions have been steadily eroded over the past decade but at the same time, Isas have been coming into their own. Most people approaching retirement today will rely on a combination of pensions and Isa income. In this week's show, FT Money Show presenter Claer Barrett takes a break from covering the coronavirus and what it means for your money, and interviews the FT's Money Mentor columnist about why investors like Isas so much and how these investments compare to pensions. 

Hosted on Acast. See acast.com/privacy for more information.

Up next
Yesterday
How to fix the finances of Gen Z
Gen Z’s in the UK are facing the toughest start to adult life than any generation in half a century, with key financial milestones like leaving home, buying a property and starting a family becoming even harder to achieve. In addition, millions of graduates are grappling with rep ... Show More
37m 33s
Dec 2025
FT News Briefing: How to spend wisely this holiday season with Claer Barrett
The holiday season is the most wonderful time of the year, but it's also the most expensive. Between gifts, food and travel, people can end up spending a lot of money this year. The Financial Times' Marc Filippino talks with Claer about why people are feeling the pinch this seaso ... Show More
10m 57s
Nov 2025
The 2025 Budget: what does it mean for your money?
It’s been a rollercoaster week for both UK politics and our personal finances, with chancellor Rachel Reeves setting out tens of billions of pounds of tax rises in the Budget. But how will these new taxes be applied and what could they cost you? In a podcast recorded live at the ... Show More
53m 33s
Recommended Episodes
May 2023
Should The Government Be In Charge Of Your Pension?
Politicians from across the political divide are suddenly very interested in pensions: using people's retirement savings to boost UK growth. Is it a good idea for the government to get involved in managing pension funds? We discuss with our Money Distilled columnist John Stepek a ... Show More
31m 53s
Oct 2023
Saving for Retirement and Hollywood Strikes
This week there have been warnings that millions of people aren't saving enough for retirement and calls for pension contributions to be increased. One thinktank - New Financial - released a report saying that despite the success of auto-enrolment nearly a third of the UK workfor ... Show More
23m 50s
Aug 2023
Money Box Live: Can you afford to retire?
<p>The UK government has announced a package of reforms designed to boost pensions and increase investment in British businesses. A panel of experts explore the impact of this on your pots and what it could mean for your retirement.</p><p>The experts in this podcast are Nigel Pea ... Show More
29m 11s
Feb 2024
The Tax Factor - Episode 25 - Pensions Special
<p>This week it’s a Pensions Special, with Blick Rothenberg CEO Nimesh Shah joined by Pensions specialist Martin Reynard.</p> <p>In this episode they cover all things pensions, including over payment of tax when taking money out of pensions and what the differences are between sa ... Show More
16m 12s
Jul 2021
Why pension allowances put advisers on the backfoot
According to data published by the government, in 2018-19 there were more than 34,000 taxpayers who reported their pension contributions exceeded their annual allowance - with excess payments amounting to £817m.Savers also struggle to stick within the lifetime allowance with more ... Show More
21 m
Oct 2024
Best of: Has ‘retirement’ had its day?
Retirement used to be a cliff edge: you’d be working one week, and gardening the next. That’s changing. Now, retirement can mean working on the things you enjoy at a slower pace, and staying engaged with new ideas. Isabel Berwick speaks to author, columnist and Harvard Professor ... Show More
19m 53s
Aug 2024
How much cash would it take to quit your job? With Pilita Clark and Mouhcine Guettabi
<p>How much would it take for you to retire? The question is fun to think about, but also central to a serious conversation happening in economics about the cost and wisdom of a universal basic income. Today on the show, Soumaya is joined by FT editor and columnist Pilita Clark t ... Show More
32m 7s
Mar 2024
9 Things to Do Before the End of the Tax Year
With just one month until the end of the UK tax year, it’s time to review our family finances, make the most of our annual allowances and optimise our investments. And in today’s Dumb Question of the Week: What is 'bed and breakfasting’? Thanks to Freetrade for sponsoring this ep ... Show More
35m 34s
Jun 2022
Should You Convert Your IRA Retirement Savings to a Roth IRA?
An often overlooked option to stem retirement savings losses is to convert traditional IRA money into a Roth IRA. WSJ tax reporter Laura Saunders joins host J.R. Whalen to explain the benefits and potential tax liabilities of making that move. Hosted by Simplecast, an AdsWizz com ... Show More
7m 48s
Oct 2023
Money Box Live: Pensions, Actually
<p>This week we're talking about pensions for the next generation and taking your questions and comments.</p><p>Writer and director Richard Curtis is with us to consider why green investments could be the key better engagement when it comes to young people.</p><p>Also joining us, ... Show More
28m 26s