logo
episode-header-image
May 2020
45m 23s

How To Win At The Credit Card Game | Bev...

Shari Rash, Money Podcast for Women, Personal Finance, Relationships & Mental Health
About this episode

Let's talk about credit cards. It's easy to get a credit card, but wow, they sure can cause a lot of emotional stress and a monkey wrench in your money plan. This pandemic has shown that it’s both good to have credit cards because who saw this thing coming, but also that you need a strategy to win at the credit card game.

Beverly Harzog, the Credit Card Expert for U.S. News & World Report, is here to pull back the curtain and share the credit card secrets you need to know.


What You'll Learn

  • What can you do if you are having trouble paying your credit card minimum payment
  • Steps to take to pay down credit card debt
  • How to think about credit cards (should you love them or hate them)
  • How do credit cards play into your overall credit score
  • How to figure out what credit cards are best for you
  • Ways to avoid paying late fees and annual fees
  • Can you use your credit card and avoid paying for car rental insurance


Links


Podcast Sponsors

Thanks to Policygenius for sponsoring this episode. In just a few minutes you can find your best price for life insurance online and apply at Policygenius dot com.

Thanks to the Money Mindset Journal for sponsoring this episode. To buy the journal on Kickstarter head to bit.ly/mmjkickstarter.


SUBSCRIBE & SHARE

Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE!

Go behind the scenes of the podcast and sign up for our free monthly emails.


Ask Shannah

Have an Ask Shannah question, submit it here


Get Social

 

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Up next
Yesterday
How to Stop Overachieving and Start Actually Living: Reclaiming Joy, Meaning, and Money Alignment with Danielle McGeough, PhD
You’ve done everything “right”—built the career, raised the kids, earned the credentials, checked all the boxes—and yet, something still feels... empty. In this conversation, Shari Rash sits down with Danielle McGeough, PhD, a recovering overachiever, educator, and certified Elit ... Show More
48m 40s
Sep 11
Money Is Emotional: Values-Based Spending, Social Pressure, and Financial Confidence with Jack Howard (of Ally Bank)
Financial wellness isn’t just math—it’s mindset. Today, Jack Howard, strategic program and communications lead at Ally and secretary of the Ally Charitable Foundation, joins me to unpack money psychology, values-based spending, and why “financial confidence” has very little to do ... Show More
50m 7s
Sep 16
Smart Spending for Fall: Holiday Budgeting, Sinking Funds, and Stress-Free Money Moves - Back-to-School, Back-to-Budget Mini-Series (Part 3 of 4)
The next three months—Halloween, Thanksgiving, and the holidays—are basically a budgeting minefield. Even if you’ve been disciplined all year, this season can throw your money game completely off. In Part 3 of our Back-to-School, Back-to-Budget series, I’m giving you a clear stra ... Show More
41m 6s
Recommended Episodes
Oct 2023
Financial Foundations #4: Building Credit & Utilizing Credit Cards
Credit cards have gotten a bad rap due to their easy misuse and the lack of knowledge about credit card best practices. In this fourth installment of Financial Foundations, brought to you by State Farm, Tori’s sharing how and why credit cards are one of the most important credit- ... Show More
21m 22s
Dec 2023
Money Confessions: I Have a Fear of Credit Cards, How Do I Get Over It?
Rent.app Referral Link - http://rent.app/GTI Welcome back to Money Confessions, a weekly series where you tell us your deepest, darkest money secrets or hot takes. This week, Sim discusses her childhood experiences with credit card debt and emphasises the need to understand one's ... Show More
16m 11s
Dec 2021
How Many Credit Cards Should You Have for Good Credit?
Should you fill your wallet with credit cards or limit the number you have? It all depends on how you use credit and what makes sense for your financial life. Laura explains how to use credit responsibly and determine what number of credit cards is right for you. Read the transcr ... Show More
28m 3s
Feb 2023
What To Know Before You Cancel a Credit Card
Listener Kaitlyn asks: How will canceling a credit card affect my credit scores? Money Girl Laura Adams explains what you need to consider before closing an account, how to minimize hits to your credit, and tips for canceling cards strategically.Money Girl is hosted by Laura Adam ... Show More
25m 40s
Jul 2022
Rethinking Credit Cards
Do you have credit cards, but worry you rely on them a little too much? Does managing the debt seem daunting? Don’t worry, we got you! This episode is all about the do’s and don'ts of credit cards. Delyanne Barros speaks with credit expert Sara Rathner, from NerdWallet, about how ... Show More
30m 40s
Jan 2023
A Foolproof Plan to Ditch Debt #620
Sitting on your butt is killing you! According to the Heart Foundation, folks who sit the most are 90% more susceptible to dying from cardiovascular events like heart attacks and strokes. And while taking a load off and having a seat isn’t going to immediately harm you, the accum ... Show More
50m 41s
Mar 2024
7 Strategies to Pay Off Credit Card Debt
Laura answers a listener's question about the best way to pay off credit cards. You'll learn the seven best strategies to reduce card balances and quickly become debt-free.Money Girl is hosted by Laura Adams. A transcript is available at Simplecast.Have a money question? Send an ... Show More
25m 19s
Aug 2022
6 Ways to Get More Value from Your Credit Cards
Listener Dave asks: Is it OK to open a credit card for its promotion and close it later? And when it comes to building credit, how many cards are too many? Money Girl Laura Adams explains how to use your cards more strategically.Money Girl is hosted by Laura Adams. A transcript i ... Show More
13m 9s
Jan 2024
488: How to Pay Off Credit Card Debt FAST ($30K+ in 1 Year!)
Today, we’re going to show you how to pay off credit card debt FAST. It isn’t glamorous, and it won’t be easy, but if you can do it, an entire world of wealth-building, opportunity, and financial freedom awaits. So, if you’ve gotthousands in credit card and consumer debt and are ... Show More
44m 43s
Dec 2023
Busting Some Credit Score Myths (Bestie Ep) #766
You know you can’t believe everything that you read on the web, right?! There are all sorts of myths, half truths, and straight up lies that can not only make us look foolish were we to believe them, but they can also separate us from our hard earned money and cause us financial ... Show More
49m 25s