We all want more money and we want is to see more money in our bank account. That requires us to learn how to better save our money. In this episode I talk about our financial thermometer and how it will regulate how much you will spend and save, and dictate how much you will have in your bank account. This is a must listen for anyone who needs help saving m ... Show More
Nov 21
Success is hard until you build systems like this
Are you making success harder than it needs to be? In this episode, I break down the systems that make discipline automatic—so you no longer rely on memory, motivation, or mood. You’ll learn how automation, environment design, habit stacking, friction, default decisions, and acco ... Show More
17m 16s
Nov 20
How to Be So Productive it Feels Illegal
Why does productivity feel so hard even when you want it badly? In this episode, I break down why your brain fights you, how to flip your internal “motivation switch,” and the real reason discipline feels impossible. Feeling stuck? It's time to take back control. If you're ready ... Show More
15m 31s
Jan 2024
How to Save Six Thousand Dollars This Year with Brian Hamilton
How do you really save money? The average American has 5-7 accounts, and that can be a lot to remember; as our guest Brian Hamilton says, it's a cognitive load and creates financial anxiety. However, when saving money, the secret is to work with what you have and create some heal ... Show More
38m 51s
Feb 2024
Make 2024 Your Year of Saving: Conquering Compulsive Spending with Anne Lester
How many times have you said the following, “I’m really going to focus on saving money this year,” only to find yourself doing quite the opposite? And then there are those sneaky costs in your spending, like countless subscriptions you might not even be using. As our guest, Anne ... Show More
45m 51s
Apr 2023
Using Energy Tax Credits To Your Advantage #656
<p>Folks will do some crazy things for money! There was an article in The Free Press about human lab rats and the lengths they go in order to make a buck. They’re getting injections, taking pills, oftentimes they can’t leave the building, they’re subject to large amounts of blood ... Show More
49m 20s
Oct 2022
Ask HTM - Buying a Home FSBO to Save, Getting Ahead on a Small Salary, & the Best Vegan/Eco-Friendly Banks #574
<p>We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via <a href="https://www.howtomoney.com/ask/">HowToMoney.com/ask</a> , send us your voice memo. Regardless ... Show More
56m 6s