Financial products rarely come with a zero price tag—even when the salesperson insists that “the company pays.” Don and Tom unpack Rule 16 of Financial Physics, expose the hidden commissions and ongoing expenses behind that pitch, and compare a costly Nationwide target-date fund with a far cheaper Vanguard alternative. The real question is not whether you pa ... Show More
Oct 30
Ep. 2011: Four Questions Before Halloween
On Halloween Eve, Don takes four listener questions about starting young, retiring early, managing risk, and making the most of Social Security. The costumes may be spooky, but the answers are practical.First, he weighs whether an 18-year-old without earned income should keep an ... Show More
19m 48s
Oct 29
Ep. 2010: The Market Timing Mirage
Market timing always looks easy in hindsight: just miss the 30 worst days. The catch is that the market’s best and worst days cluster together, so getting out means risking the rebound. Don and Tom unpack the seductive math, the impossible two-part prediction, and why diversified ... Show More
35m 1s