Borrowing costs are climbing again, jobs are scarce & a new government just won power in Victoria, yet nothing seems to pull Vancouver buyers off the sidelines. BCREA Chief Economist Brendon Ogmundson sits down with Adam & Matt to explain why the mood feels worse than the data, what this week's rate decision means for your mortgage, and why parts of BC are humming along while the Lower Mainland lags. From a glut of finished condos nobody is buying to the global shocks that keep knocking recovery off course, Brendon gets to the heart of what has to change before confidence returns. Are foreclosures really running higher than in 2008? Did the Bank of Canada just overreact? And why could affordability take another hit right as demand comes back? A sobering but clear-eyed look ahead.