Property prices are slipping, borrowing power is shrinking and the rules of investing in Australian real estate are changing. So is now the time to buy, renovate or sit tight? Bryce & Ren are joined by Pat Noll, founder of Runestone Finance, to answer your biggest property questions. From the future of rentvesting and negative gearing to debt recycling, offset accounts and unlocking equity to buy shares, Pat breaks down the strategies that still stack up and the costly mistakes investors need to avoid.
In this episode:
00:00 The Property Questions Investors Are Asking
01:43 Australian Property Prices, Interest Rates & When to Buy
05:47 Borrowing Capacity, Affordability & Changing Investor Strategies
12:14 Renovating, Negative Gearing & the Future of Rentvesting
15:41 Established Homes vs Off-the-Plan Property
18:34 Offset Accounts, Redraw, Loan Splits & Unlocking Equity
28:13 Debt Recycling & Borrowing to Invest in Shares
34:52 Managing Mortgage Stress, Refinancing & Fixed Rates
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This podcast is intended for education and entertainment purposes only. Any advice is general advice and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If unsure, speak to a financial professional. The host of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares Group but maintains editorial independence and operates under Australian Financial Services licence 540697.
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