20.8% of homes had a price cut in September, the highest since 2018, and you can turn that seller panic into real savings even with rates over 7%.

Headlines say rates over 7% have created an affordability crisis, but for the first time in 15 years, sellers can't hold their prices. You'll see the data behind today's price cuts, builder incentives, and seller concessions, including how a $10,000 concession on a $400,000 home cuts the cash you need to buy by 31%. Then find out which regions are seeing the biggest gains, and why proactive buyers with a plan are winning while reactive buyers wait on the sidelines.

"These higher interest rates are actually making it MORE affordable for you now with the right strategy." – David Sidoni, Nationwide First Time Homebuying Coach

Highlights

Are today's "affordability crisis" headlines telling you the whole story?
Why are sellers struggling to hold their prices for the first time in 15 years?
How much can a single seller concession shrink the cash you need to close?
What are home builders doing right now to win over buyers?
Which regions are seeing the biggest jumps in affordability and seller incentives?
Which months give you the most negotiating leverage?
What separates a reactive buyer from a proactive one, and why does it matter so much?

Referenced Episodes & Resources

500 – What to Know Before Buying Your First Home in 2026
522 – Low Down Payment Strategies – First Time Homebuyer Options in This Economy
523 – Your Rent Payment Is Already 79% of a Mortgage (Here's What You're Missing)
524 – Make this Your Last Lease Ever – Stop Renting, Start Earning Equity
525 – Rent vs. Buy in 2027?
526 – The Housing Market Sucks: Should You Wait to Buy a Home?
527 – What's Happening in Housing Right Now? – September 2026 First Time Homebuyer Market Update
528 – How to Buy a House: Essential Tips for First Time Homebuyers
529 – Beat the Rates: 9 Tips to Make High Interest Rates Affordable in Late 2026
469 – Putting a Plan into Action - First Time Homebuyers vs. High Cost of Living 2026
470 – Effective Solutions to Get UNSTUCK - First Time Homebuyers vs. High Cost of Living 2026
532 – Preparing for the Next 5 Months.... (Finding Affordable Options for You)
533 – Mortgage Planning Tips for First Time Homebuyers
489 – 2026 Housing Affordability Tips for Renters and First Time Homebuyers

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David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer.

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