Mold is quietly turning into the new lead paint/asbestos scandal and I’m here waving a giant, slightly gross flag about it. I walk through why big volume builders like D.R. Horton and Lennar are getting slammed with lawsuits — bad HVAC sizing, poor framing, and homes built so tight they sweat themselves into unlivable molds. I riff on the Dixon case in Louisiana (buyers from 2014 pushing back, state court standing and a potential class action stretching back to 2007) and the Seminole Tribe litigation in Florida where 450 homes and a thousand tribal members are dealing with defective roofs and moldy walls — damage estimates topping the hundreds of millions. The numbers get my attention: Horton’s $1.1 billion self-insurance reserve and Lennar’s 21% bump to $336.9 million tell you insurers and builders are already feeling the pain; jury verdicts north of $10M rose 52% between 2023 and 2024. I don’t buy “just maintenance” as an excuse — undersized HVAC, poorly ventilated attics, and wet lumber are failures in basic building science, not bad luck. I also talk about the human cost — property values tanking (one Texas house plunging from $318,700 to $117,000 when mold was disclosed) — and why legal, insurance, and construction practice pressures are converging into what could be a long, expensive reckoning for national builders.
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