The Fed just did something it hasn't done in over 3 years.
They HIKED rates.
Not cut. Not held. HIKED — for the first time since July 2023. 25 basis points. 12-0 unanimous. And Chairman Kevin Warsh signaled another hike is coming before the end of the year.
Every headline is screaming panic. Every real estate influencer is spiraling. And 95% of them are getting the story completely wrong.
Here's the truth: the Fed Funds Rate has almost NOTHING to do with your 30-year mortgage rate — and this hike is quietly setting up one of the best buying windows real estate investors have seen in years.
Sam Primm and Lucas break down what actually happened, what it means for the housing market, where the real opportunities are hiding right now, and the critical difference between the two rates every investor needs to understand cold.
Plus fantasy football takes, hot takes, and a stack of freebies in the show notes.
🏠 JOIN THE FREE REAL ESTATE COMMUNITY: https://www.skool.com/relaunch/about
📖 In this episode you'll hear:
✅ Exactly what the Fed did on September 16 (and why the vote was unanimous)
✅ Why the Fed Funds Rate ≠ your 30-year mortgage rate (this trips up EVERYONE)
✅ The one rate that ACTUALLY controls your mortgage (spoiler: it's the 10-year Treasury)
✅ Why oil prices are the hidden driver behind this whole story
✅ What Warsh's "one more hike" signal means for the rest of 2026
✅ Where the biggest real estate opportunities are hiding while everyone panics
✅ Why waiting on the sidelines is STILL the most expensive mistake investors are making
✅ Fantasy football hot takes and life talk
If you've been on the sidelines waiting for the Fed to make sense of this market — this is your wake-up call. The opportunity isn't waiting for rates to come back down. It's right now, while everyone else is confused about what actually just happened.
FREE RESOURCES + LINKS MENTIONED:
🏠 RE Launch Free Community — the free community where Sam and Lucas coach investors weekly → https://www.skool.com/relaunch/about
🚀 The Infinite Rental System — Sam's step-by-step system to buy your first (or next) rental in 6 months with none of your own money. Lifetime access. → https://rentals.fasterfreedom.com/
📊 RealBooks — the bookkeeping and accounting software built specifically for real estate investors. Get 40% off + a free trial → https://realbooks.io/fasterfreedom/?utm_source=faster-freedom&utm_medium=affiliate&utm_campaign=tof_all_30-off-free-trial_us_202606
🏦 FasterFreedom Capital — Short-term, long-term, and gap funding for real investors. → www.fasterfreedomcapital.com