On this week's Ask Farnoosh Friday, we're tackling five thoughtful listener questions that touch on everything from career transitions and combining finances as a couple to insurance, retirement accounts, and planning for the future.
Before we dive into the mailbag, I also share a few headlines that caught my attention this week—including a fascinating new trend in prenups designed to protect stay-at-home parents, California's latest move to make personal finance a graduation requirement, and a New York Times article about the money frustrations that seem uniquely American (plus a few of my own!). And yes...So Money is officially on YouTube.
In this episode:
- Why you shouldn't feel guilty quietly job hunting before you have an offer
- The best way to leave an employer professionally while protecting your own career
- How couples can combine finances without sacrificing independence
- Why "fair" doesn't always mean splitting expenses 50/50
- My favorite three-account system for couples
- The insurance policies every young professional should prioritize—and which ones can probably wait
- Why your ability to earn an income may be your greatest financial asset
- When to start thinking seriously about long-term care insurance
- How to prepare for future caregiving conversations with your parents
- What to do with an old, empty 401(k) account after your employer changes retirement providers
- Why cybersecurity deserves a place in every annual financial checkup
Also in the news:
- A new prenup trend: More couples are adding "leave the workforce" clauses to protect spouses who pause their careers to raise children or provide care, recognizing the real financial cost of unpaid caregiving.
- Money annoyances in America: Inspired by a New York Times article from Ron Lieber and Tara Siegel Bernard, I share my own biggest financial pet peeves—from managing kids' allowance to credit card surcharges and New Jersey property taxes.
- Financial literacy gains momentum: California becomes the 26th state to require a standalone personal finance course for high school graduation, signaling a major shift in how we prepare young people for adulthood.
Resources & Mentions
Have a question for the show?
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