When Beth Kobliner published Get a Financial Life nearly 30 years ago, the average first-time homebuyer in America was 28 years old.
Today? It's 40.
That one number captures just how dramatically the financial landscape has changed for young adults. The rules many of us grew up with—go to college, get a good job, buy a home, build wealth—don't seem to work quite the same way anymore.
And yet, Beth isn't here to tell us the system is hopeless.
In fact, after spending years talking with high school students, college graduates, and young workers across the country, she says she sees something surprising: Gen Z may be one of the most financially aware generations we've ever seen.
Today, Beth joins me to discuss the newly updated edition of her classic book, Get a Financial Life, and what young people really need to know about money in 2026. We talk about student debt, housing affordability, retirement, investing, financial influencers, and why some of the most powerful financial advice is also the most boring.
If you've ever wondered whether the old money rules still apply—or what new rules have replaced them—this conversation is for you.
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