Today's guest is Naveen Kumar, Head of AI Governance at TD Bank. With extensive experience in AI risk management and governance, he provides actionable strategies for secure AI scaling in regulated environments. Naveen joins Emerj Editorial Director Matthew DeMello to discuss foundational challenges blocking AI adoption in banking, including data leakage, prompt injection, shadow AI, and hallucinations. Naveen also shares practical takeaways, such as role-based AI guardrails for data access, safe sandboxes for experimentation, hybrid deployments to protect sensitive data, and treating AI agents as de-risked employees with human oversight for compliance and ROI. Want to share your AI adoption story with executive peers? Click emerj.com/expert2 for more information and to be a potential future guest on the 'AI in Business' podcast!