logo
episode-header-image
Yesterday
36m 55s

Value of Wisdom

Don McDonald
About this episode
This episode opens with a warning to younger investors who take TikTok advice over historical perspective, especially around claiming Social Security early. Don and Tom walk through the guaranteed 8%+inflation benefit increase from delaying, why “take it at 62 and invest it” collapses under market reality, and how fear is driving a surge in early claims. The ... Show More
Up next
Nov 24
Nefarious Non-Profit?
Don and Tom go deep on a shady “non-profit” financial education group that funnels retirees into high-commission indexed annuities, using a listener tip to unpack the advisor’s fake credentials, mismatched ADV filings, dubious fiduciary claims, and the simple math that reveals wh ... Show More
34m 45s
Nov 21
Speak Your Qs
A lively Friday Q&A episode tackling listener questions about FSAs vs. 401(k) contributions, BND vs. BKAG bond funds, intermediate-term bonds vs. CD ladders, Avantis fund-of-funds fees and structure, and the financial implications of New York City’s newly elected socialist mayor. ... Show More
25m 45s
Nov 20
Good Enough
You and Tom spend this episode unpacking a surprisingly liberating idea for investors: that average is good enough. Kicking off with your own story about a two-star podcast rating, you two stumble into a bigger truth—most people are chasing a level of portfolio perfection that do ... Show More
31m 48s
Recommended Episodes
Nov 2024
AEE: What's Your Return Policy? English Vocabulary for Shopping
Learn more about your ad choices. Visit podcastchoices.com/adchoices 
23m 16s
Jul 2025
AEE 2438: Get Outta Dodge With This American Culture Vocabulary
Take our free English-level quiz here to find out what your current English level is. Do you love All Ears English? Try our other podcasts here: Business English Podcast: Improve your Business English with 3 episodes per week, featuring Lindsay, Michelle, and Aubrey IELTS Energy ... Show More
17m 22s
Mar 2025
BE 389: Get Your Feet Wet With Business English Idioms
Learn more about your ad choices. Visit podcastchoices.com/adchoices 
19m 5s
Jun 2024
I Hope You Can Help Me Out and Give Me the Answer to This Question - Message 12,170
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. 
3m 25s
Aug 2024
AEE: Learning English, Are We? Use This Native Phrase!
Learn more about your ad choices. Visit podcastchoices.com/adchoices 
16m 25s
Sep 23
AEE 2483: Two L's or One? How to Ask About Spelling in English
Learn more about your ad choices. Visit podcastchoices.com/adchoices 
20m 45s
Sep 24
AEE 2484: English Vocabulary Tips You Can Believe In
Learn more about your ad choices. Visit podcastchoices.com/adchoices 
17 m
Mar 2025
AEE: These English Phrases Will Not Be Lost On You
Learn more about your ad choices. Visit podcastchoices.com/adchoices 
17m 46s
Jan 2025
BE 356: Right Versus Write Versus Wright - Which One Is Right?
Learn more about your ad choices. Visit podcastchoices.com/adchoices 
16m 26s
Aug 3
BE 446: Stay Grounded With This Business English Vocabulary
Learn more about your ad choices. Visit podcastchoices.com/adchoices 
19m 45s
Listen to millions of songs and podcasts on Anghami