I came across this study on Seeking Alpha recently. It found that younger millennials — those around age 30 — would likely need at least $3.6 million saved up to enjoy a comfortable retirement. To be on the safe side, it might be wise to round that up to an even $4 million. This assumes that you want to retire no later than age 62 and have not yet saved anything except emergency cash. How the hell can anyone do that? Well in this episode, I’ll prove why this traditional mindset is just plain wrong, and how you really can do this with 1/10th of the savings that these so called experts are saying.