Should you pay off your mortgage early — or invest that extra money instead?
This is one of the biggest wealth questions in real estate and personal finance, and today we’re running the real numbers to find out which one actually wins.
I’ll break down what happens when you take that same $500 a month and either:
💸 Pay down your mortgage faster — saving thousands in interest and becoming debt-free sooner
📈 Invest it in the stock market — earning compound returns that could make you a millionaire by retirement
⚖️ Do both — using a hybrid strategy that balances equity, liquidity, and growth
This isn’t theory — it’s math.