🤔 Think you’re good with money? Take our Money in America quiz!
Dave Ramsey and Rachel Cruze answer your questions and discuss:
"Does it make sense to have a business credit card to get cash back on big purchases?"
"We bought too much house, how do we balance paying this down vs. investing?"
"I'm 21 and still live at ho ... Show More
Feb 2025
Ask HTM - Birth Now Pay Later, Forcing Home Equity with a Basement Build, & Saving vs Paying Credit Cards #946
Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guid ... Show More
54m 2s
Sep 2025
255. I Bought a House! What It’s Really Like to Buy Your First Home Solo
I’ve been that multi-millionaire who rents, proudly defending why homeownership wasn’t the right choice for me—until now. At 31, I bought my first house, and in this episode, I’m sharing everything I learned along the way: the emotional rollercoaster of finding “the one,” the fin ... Show More
51m 27s
Dec 2024
Why Shouldn’t I Get a 30-Year Mortgage?
💵 Sign up for EveryDollar today - Create a free Budget!
Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and responsible!
Next Steps:
💰Need Help ... Show More
10m 24s
Sep 2024
Can I Spend More Than 25% on My House?
💵 Sign up for EveryDollar today - Create a free Budget!
Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and responsible!
Next Steps:
💰Need Help ... Show More
8m 34s
Feb 2025
216. How to Use a Credit Card Without Going into Debt
Tori answers questions about all things credit cards –– including how to choose the right one for your lifestyle, how many credit cards you should have, how to use a credit card responsibly, and getting to know and utilize your rewards system.
Resources mentioned:
Our Credit Car ... Show More
30m 56s
Nov 3
The Real Financial Order of Operations - Part 1 of 2
This week we’re tearing apart one of personal finance’s most overused frameworks: the “financial order of operations.”
You’ve heard a version of it before—pay this, save that, sacrifice now, maybe retire someday. The problem? Most of those systems were built by people who either ... Show More
31m 8s