I was recently asked, “Hey Clay! What would be one bit of advice you’d give a younger version of yourself?” What a great question! In this episode, we dive into one of the simplest — yet most powerful — financial principles that hides in plain sight - or does it? While it sounds obvious, many people struggle with this principle, and the consequences can add unnecessary stress, debt, and financial insecurity. We’ve all learned about this as young children, yet somehow it tends to get lost in the shuffle. This isn’t about living a boring or restrictive life — it’s about creating freedom, flexibility, and peace of mind. Whether you’re just starting out with money management or you’ve been at it for years but still feel stuck, this episode will kill the excuses and, hopefully, open your eyes to what needs to be done!