logo
episode-header-image
Aug 14
33m 6s

Is this Giving MLM Vibes? And the Hidden...

Victoria Devine
About this episode

If it looks like an MLM and quacks like an MLM… is it an MLM? That's the big dilemma our community member needs help with this week. Her brother is obsessed with a “self-development program” that’s apparently changing his life (and draining his bank account). Now he’s trying to sign up the rest of the family, and  it's giving MLM vibes. Then we’re jumping into another all-too-relatable situation: being the financially responsible one in a relationship. You’re saving for a shared goal, they’re spending big elsewhere. How do you get on the same page without turning into the budget police? It's slightly chaotic, surprisingly wise, and just the Friday fix you need.

Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here.

Join our 300K+ She's on the Money community in our Facebook Group and on Instagram

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.

See omnystudio.com/listener for privacy information.

Up next
Yesterday
Investing Diaries: She Didn’t Invest for Two Years… and Her Portfolio Grew $20K Anyway
<p data-start="180" data-end="481">Our very first Investing Diary has landed, and she is the perfect reminder that investing is absolutely for women like us. Before she ever opened an app, she genuinely believed investing was a world reserved for men on Wall Street. Then lockdown ... Show More
43m 36s
Nov 20
DIY Investing vs Managed Portfolios: Which One Should You Choose? And How to Avoid a Black Friday Budget Blowout
<p>If you&rsquo;ve ever heard &ldquo;managed portfolio&rdquo; and thought&hellip; okay but what actually are&nbsp;they, this one&rsquo;s for you. We break down what &ldquo;managed&rdquo; really means in practice, how they differ from your usual ETF mix, and the moments when outso ... Show More
39m 10s
Nov 18
Your Superannuation Glow-Up Part 2: The Small Add-Ons That Could Make You a Millionaire
<p>We all want a bigger super balance&hellip; but how do you actually make that happen in real life? Part 1 in our Super Glow-Up series got your foundations sorted, but part 2 is all about small things you can do to turbocharge your growth. We&rsquo;re talking simple, realistic c ... Show More
52m 46s
Recommended Episodes
Feb 2024
Can I afford to have a baby? | Taboo money chats with Rachel Maksimovic
How much does it actually cost to have a baby? On today's episode Rachel Maksimovic, solo mum and co-host of her own podcast Mothering on my Own shares how much it has cost her. As we enter our late 20s, we have started to feel a societal pressure to consider whether or not we wa ... Show More
48m 33s
Apr 2025
Episode 746: How to Get Good with Money: Rewire Your Body for Abundance (and Why Mindset Isn't Enough) with Kate Northrup and James Wedmore
<p dir="ltr">As entrepreneurs, money impacts every aspect of our businesses, from pricing, team expenses, taxes, and more. But true success goes beyond just having money; it's about fostering a healthy and abundant relationship with it. My special guest today is none other than K ... Show More
1 h
Jul 2024
Grow Your Business & Make More Money with Affiliate Marketing (+ Glōci Affiliate & Ambassador Updates) with Kelsey Eyers
Ever thought about how an affiliate program could exponentially grow your business? Whether it’s for your business or promoting a product you love, this episode is all about making MORE MONEY through affiliate marketing. Affiliate and influencer marketing expert, Kelsey Eyers, sh ... Show More
55m 46s
Dec 2024
How to Never Go In Debt During The Holidays Again - Money Q&A
Join our free live masterclass teaching you how to Master Your Money Goals in 2025! Sign-Up Here Today we are going to answer these questions: Question 1: How to never Go Into Debt During the Holidays Again Question 2: Should I pay off debt with my emergency fund? Question 3: Why ... Show More
47m 50s
Sep 25
Boost my Budget: Achieving your goals on a low income
How you structure your cashflow is the key to achieving your savings goals, no matter your income. Becca dreams of sipping cocktails in Fiji, but her budget feels messy. With a small mortgage, investment properties, and even some shares- she’s built a strong base. But a recent dr ... Show More
27 m
Nov 11
234. "We have $100k+ in debt. Will we ever enjoy life?" (Part 1)
Imani (52) and Michael (65) have been married for 24 years—and they’re drowning in nearly $126,000 of consumer debt despite earning over $250,000 a year. Imani, a disciplined attorney who tracks every dollar, feels trapped by Michael’s unchecked spending on electronics and his la ... Show More
1h 10m
Jun 2025
887: Mindset, Money & Manifestation: What’s Really Holding You Back (...and How to Fix It)
What if the path to more wealth, clarity, and success wasn’t about pushing harder but about shifting how you show up entirely? I’m so thrilled that Mimi Bouchard is back on the show. You might remember her from Episode 771 where we talked about manifestation and building a life y ... Show More
59m 15s
Nov 10
352: The Secret To Feeling Grounded In Uncertain Times Whether You Are Starting A Business Or Side Hustle, A Solopreneur, Entrepreneur, Accountant, Freelancer, Bookkeeper, VA, Owner, Or Self-Employed
<p>Have you ever had one of those weeks where it feels like everything is happening “to” you?  It could be clients emailing you nonstop, deadlines stacking up, and one unexpected situation after another leaving you feeling like you don’t have any control in your life?  If you’re ... Show More
5m 33s
Nov 12
E167: How I Navigate Grief While Growing A Multi-Million Dollar Business
What do you do when grief knocks and you still have a business to run? In this episode, Jamie Sea shares how she navigates loss while leading a multimillion-dollar brand: what changed, what she stopped doing, and the quiet systems that kept sales moving without forcing her to ove ... Show More
16m 19s
Sep 16
Don’t Let Money Drama Keep You Broke
🤔 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Think you’re good with money? Take our Money in America quiz!⁠⁠⁠ Dave Ramsey and Ken Coleman answer your questions and discuss: "I am getting calls regarding debt on my deceased father. How do I handle this?" "Can we get some advice on managing finances with a large ... Show More
2h 20m