episode-header-image

Jul 25

1h 6m

From Data Overload to Data Impact with R...

About this episode

In this episode, Guy Spier speaks with Ritavan and Paaras about how businesses can unlock real value through data—not by chasing trends like AI or cloud, but by leveraging data purposefully. Ritavan shares insights from his book Data Impact, discussing how legacy companies often fall into the trap of tech commoditization.

Learn how to:

Use data leverage for outsized returns
Prioritize high-impact “leverage tasks” like dynamic pricing
Avoid wasteful tech adoption and focus on differentiation
Apply real-world examples from Walmart, Octopus Energy, Bajaj Finance & more

Full transcript available here: https://aqfd.docsend.com/view/sqgp7wsixsgvevsk

Contents:

(00:00:00) Introductions and First Impressions

(00:05:25) Ritavan’s Journey and Cultural Insights

(00:17:52) Writing “Data Impact” and Global Examples

(00:29:18) Data Strategy for Legacy Businesses

(00:41:32) Big Bets and Data as Leverage

(00:50:30) Content Strategy and Power Laws

Up next

Uncertainty and Enterprise: A conversation with Amar Bhidé

What happens when a thoughtful investor sits down with a contrarian academic for a free-flowing, two-hour conversation? In this wide-ranging episode, Guy Spier reconnects with his former professor, Amar Bhidé, who’s the Professor of Health Policy at Columbia University Medical Ce ... Show More

Asset Liability Management & Interest Rate Risk in the Banking Book - Part 4 of 4

In this conversation between Guy Spier and Eric Schaanning, the discussion revolves around the intricacies of asset-liability management (ALM) and interest rate risk, particularly in the banking sector. Eric shares insights from his experience, explaining key concepts like the ec ... Show More

Think smarter, not harder with Howard Marks

In this engaging podcast, Howard Marks, co-founder of Oaktree Capital, and Guy Spier, founder of Aquamarine Capital, share invaluable investment wisdom with Roi Lipovetzky, a former MBA student and current investment professional at Oakmount Capital.The conversation explores key ... Show More

Recommended Episodes

Talking Heads – How to lock attractive interest rates for fixed periods

In this episode, CMO Pieter Oyens talks to Daniel Morris, Chief Market Strategist, about fixed maturity plans which allow investors to lock in short-term interest rates for three, five or seven years, thus enshrining a regular flow of coupon payments by investing in a well-divers ... Show More

The Banking Secret Is Out

On today’s show we are looking at a headline article in the WSJ. The topic is banking. Think about it. Every bank’s risk management department would have stress tested the existing loan portfolio. They would have looked at the maturity dates of each loan, and forecast what would ... Show More

Finding the Formula: Balancing Deposit Growth and Loans in 2025

From embedded finance and fintech partnerships, to upsell/cross-sell marketing and education lending, in this episode of 22 Minutes in Lending, Casey Mauldin, Chief Revenue and Lending Officer at Jovia Financial Credit Union, discusses the deposit strategies that could help credi ... Show More

The Music Is About To Stop: John Toohig & Randy Woodward on Bank Lending, Deflation, and Secondary Loan Liquidity

Today, Jack speaks with two veteran bankers about bank lending, a key engine of the real economy, and where it is headed. John Toohig, Head of Whole Loan Trading at Raymond James, and Randy Woodward, managing director at Raymond James, join Forward Guidance to share how the rapid ... Show More

Chris Whalen on Big Bank Earnings and the Return of Credit Risk

Chris Whalen, chairman of Whalen Global Advisors, returns to Forward Guidance to comment on the ample and growing earnings of the big banks (particularly JPMorgan Chase, whose stock surged over 7% on rosy net income and increasing deposits). Whalen argues that banks’ unrealized l ... Show More

The Hottest Way for Banks to Get Risk Off Their Balance Sheets

Synthetic risk transfers, in which banks purchase insurance-like protection on some of their loans, is a growing market on Wall Street, with billions worth of deals made in the US last year. But of course, anything with the words "synthetic" and "risk transfer" is probably going ... Show More

The Real Reasons People Make Bad Investment Decisions, with Finance Professor Meir Statman

#526: Recorded LIVE on stage at the Morningstar Conference in Chicago! We chat with behavioral finance professor Meir Statman. He breaks down the differences between standard finance and behavioral finance, making it clear that understanding human behavior is an essential part of ... Show More

The Banking System on Life Support

On today’s show we’re taking another look at what is happening in banking and at some of the risks that are inherent. The leaders at SVB made a strategic error. They failed to hedge their interest rate portfolio. After years of low interest rate policy and continued guidance from ... Show More

Are You Over-Optimizing? | Jesse Cramer | Ep 555

Effective financial planning resembles both a puzzle and a spider web, where each decision impacts interconnected aspects of one's financial life. Brad is joined by Jesse Cramer and explores the importance of resilience over perfection in financial planning, how minor choices can ... Show More

Listen to millions of songs and podcasts on Anghami