logo
episode-header-image
Jun 2025
15m 3s

Could you be getting more for your savin...

Equity Mates Media
About this episode

Chances are that right now, you have some amount of cash tucked in a savings account. But when was the last time you checked if it’s working hard enough?


In this episode, we take you through the top 5 savings accounts on offer right now in Australia. With two interest rate cuts, the list has changed since the start of 2025. 


Choosing the best HISA (High Interest Savings Account) is what Bryce calls, “The bread and butter of getting your finances sorted.” So break open a baguette and slather it in Lurpak- because after this episode, you can be sure to know if your savings are getting the best interest. 


We cover: 

  • Top 5 savings accounts in Australia 
  • Top 5 no-gimmick savings accounts in Australia (base rates)
  • Accounts you should avoid (Dishonourable Mentions) 
  • NO honeymoon rates - we’re not doing it. You’ll hear why.


Links Referenced: 


🔍 Our source for this episode: The Accounts Leaderboard

🎧 Listen to: The best brokers, savings accounts & investing apps for 2025

📞 Have an investing question? Leave us a voicemail, and we'll answer it on the podcast!

🎥 We're on YouTube! Watch full episodes on our brand new Get Started Investing YouTube channel Subscribe here.


📝 Download our FREE ETF Handbook: everything you need to get investing with ETFs.


—------

Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.

—------

In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today. 

—------

Get Started Investing is a product of Equity Mates Media. 

This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional.

Equity Mates Media operates under Australian Financial Services Licence 540697.


Hosted on Acast. See acast.com/privacy for more information.

Up next
Yesterday
An investors guide to Black Friday
<p>Black Friday and end of year sales are here and you have the opportunity to use it to your advantage.</p><p>&nbsp;</p><p>In this episode we present our 3-step guide to tackling this high spend season with a financially literate, investing savvy mindset.</p><p>&nbsp;</p><p>Ever ... Show More
17m 18s
Nov 17
How you can compare ETFs in 10 minutes
<p>If you’re stuck deciding which ETF to invest in, use our 5 steps to compare any ETF. In 10 mins you’ll have all the information you need to make the best choice for you.</p><br><p>ETFs have made investing super accessible. So accessible in fact, that there are now so many to c ... Show More
18 m
Nov 17
How you can compare ETFs in 10 minutes
<p>If you’re stuck deciding which ETF to invest in, use our 5 steps to compare any ETF. In 10 mins you’ll have all the information you need to make the best choice for you.</p><br><p>ETFs have made investing super accessible. So accessible in fact, that there are now so many to c ... Show More
18 m
Recommended Episodes
Sep 2024
Nvidia's record loss, are hedged ETFs worth it, Australia's shocking savings rate & Pimp my Portfolio
<p>Australia's latest economic data was released last week, and while our GDP grew 0.2% there were plenty of reasons to be concerned. We dig into the data in today's episode. </p><br><p>We also cover the news of the day, including:</p><ul><li>Nvidia just experienced the largest o ... Show More
31m 59s
Nov 12
50-year mortgages are a bad idea, how to check for ETF overlap & why the Big Banks are struggling
Fifty-year mortgages are being pushed by President Trump in the US. Could this be the fix for housing affordability, or a ticking time bomb for long-term financial stability?We also tackle a community question about the hidden dangers of ETF overlap and what it really means for y ... Show More
32m 24s
Oct 8
Best investments to start the financial year, Buffett’s not done yet & is it time to buy Japan?
We are three months into the new financial year and we've seen a wide range of performance in different markets. Today we unpack which markets are up and which markets are down. Throughout it all, the conclusion is clear: you need to be investing globally. Because some of the bes ... Show More
35m 23s
Sep 22
Ask an Adviser: 3 enduring principles to build long-term wealth - Charlie Viola | Viola Private Wealth
Charlie Viola is the founder of Viola Private Wealth and is a regular at the top of the lists of Australia's best financial advisers. Today on the podcast, we wanted to unpack the process he walks through with every client at Viola Private Wealth. From understanding who the clien ... Show More
44m 39s
Oct 19
Big Bank's Big Warnings, core & satellite is dead & Pimp My Portfolio with Matt Ingram
Big banks are flashing warning signs, Simon’s declaring the death of the core-and-satellite strategy, and Matt Ingram’s back to pimp a listener’s portfolio - the first brave enough to have theirs reviewed live in the studio.That’s not all: Is luxury powerhouse LVMH at the beginni ... Show More
36 m
Nov 10
The Real Financial Order of Operations - Part 2 of 2
This is part two of our financial order of operations series. In part one, we covered the non-negotiables—the oxygen mask, debt payoff, insurance, and the foundation of every real financial plan. This week, we get into the gray areas. The places where conventional wisdom isn’t ju ... Show More
28m 10s
Feb 2025
105: The 5 Financial Accounts You Need to Have in 2025
<p>In this week&#39;s episode of the Rich Habits Podcast, Robert and Austin give you the account-by-account blueprint for financial success in 2025. </p><p>---</p><p>🎥 Join us for <strong>FREE</strong> at the <strong>GRIT Money Summit</strong> in Toronto, Canada! <a href="https: ... Show More
34m 41s
Sep 25
Why most investors are looking in the wrong places - Frank Thormann | Schroders
Look for companies with a "positive growth gap".That is the message from today's expert, Frank Thormann, Portfolio Manager at Schroders.Using plenty of real stock examples, we unpack Frank's process to understand:What he means by 'positive growth gaps'How he identifies moments wh ... Show More
35m 10s
Sep 1
The bull market for Australian small caps - Claude Walker
Australian small caps have had a great run lately. Today we're speaking to an expert investor to figure out how we can make the most of it.We are joined by Claude Walker, the founder of A Rich Life.Today we unpack:Claude's 3-step criteria for winning stocksHis experience finding ... Show More
48m 37s
Oct 16
How Loftus Peak Keeps beating the Market - And What They’re Buying Now | Alex Pollak
This expert doesn't just talk disruption, he invests in it.And with a fund performance of 21% p.a since 2016 (that’s after fees), clearly it’s been working. We sat down with Alex Pollak, Chief Investment Officer of Loftus Peak, to find out how his fund keeps beating the market an ... Show More
41m 19s