logo
episode-header-image
Jun 2025
13m 18s

Episode 21 Managing Personal Finances wi...

The Self Development Factory
About this episode
Today we are talking about managing your personal finances.Here’s something that may surprise you. According to recent studies, about 65% of Americans have little to no savings. Imagine the stress of living paycheck to paycheck, with no financial buffer for emergencies or future plans.But here’s the good news: you don’t have to stay stuck. With a few simple ... Show More
Up next
Nov 5
Episode 47 Mastering Effective Communication
<p>Today, we delve into the single most fundamental skill that underpins all human interaction and achievement: effective communication.</p><p>Of all the abilities you can cultivate, the power to convey ideas, inspire action, and build connections through words is arguably the mo ... Show More
12m 31s
Oct 27
Episode 46 Time Management Techniques for Success
<p>Today, we are tackling the one resource that is truly finite and universally shared: time. We will explore the practical techniques that allow you to master your time and, by extension, achieve your goals.</p><p>Time is the great equalizer. Every person on the planet, regardle ... Show More
12m 35s
Oct 24
Episode 45 Lifelong Learning for Personal Success
<p>Today, we are exploring the single most critical skill for thriving in an era of unprecedented change: the commitment to lifelong learning.</p><p>For generations, education was viewed as a finite stage of life. You went to school, perhaps to college, and then you graduated. At ... Show More
12m 31s
Recommended Episodes
Oct 21
Save Like You Mean It: How Automation Builds Financial Confidence - Part 3 of 4 Financial Confidence Bootcamp
Part 1 - Budgeting That Actually Fits Your Life Part 2- How to Tackle Debt — Without Cutting Coffee, Joy, or Your Sanity We’re rewriting the story of saving today — because saving isn’t about restriction, it’s about freedom. It’s about building a life where unexpected expenses do ... Show More
50m 16s
Apr 2025
7 Tiny Habits That Kept You Broke
<p>This week, Sim breaks down the seven tiny money habits that quietly held her back from financial success — and the powerful mindset shifts that changed everything. From learning to say no, to avoiding generational wealth traps, and finally realising the importance of budgeting ... Show More
22m 18s
Aug 2024
2830: Prioritize Your Budget for Success by Mike Ballew of Egg Stack on Personal Financial Habits
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2830: Defining success in personal finance is essential for achieving financial stability. Mike Ballew emphasizes the impor ... Show More
9m 33s
Oct 2024
What's REALLY Holding You Back from Financial Freedom
Are you truly prepared for the future, or are you just hoping things will work out? In today’s episode, I’m sounding the alarm on where we’re heading financially and what that means for your future. This isn’t just about goals or dreams—this is about waking up to the reality of w ... Show More
34m 32s
Nov 2024
Fixing Your Broken Financial Behavior w/ Dan Egan #911
  Why aren’t there more millionaires? The basic formula is straightforward: spend less than you earn and invest the surplus in low-cost, diversified index funds. It’s not an exaggeration to say that if you stick to these simple steps, you could be sitting on millions by the time ... Show More
55m 45s
Nov 4
Smart Money Moves Before Year-End Part 1 - The Big Picture: Your Year-End Money Checkup
It’s time for your money’s annual checkup — and no, there’s no waiting room or copay required. In this first episode of our Smart Money Moves Before Year-End series, Shari walks you through a four-part year-end audit to help you see exactly where your money went, what worked, and ... Show More
33m 30s
Aug 2024
3289: 5 Ways To Survive a Layoff by Jeff Rose of Good Financial Cents on Internal Locus of Control
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3289: During uncertain times of job instability, Jeff Rose from GoodFinancialCents.com offers practical strategies to help ... Show More
9m 59s
Jan 2025
Organising Your Finances and Budget
<p>Organising your finances can feel overwhelming, but it doesn’t have to be. In this post, I share practical steps to declutter your financial life, set up a budget, and build sustainable habits for long-term success. Whether you’re tackling debt, starting an emergency fund, or ... Show More
26m 53s
May 2025
Ask HTM - Pro Help to Break the Paycheck to Paycheck Cycle, Down Payment Money Market Accounts, and Viable Student Loan Forgiveness Plans #979
Let’s kick off the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide ... Show More
45m 33s
Jan 2024
2596: Money Management Tips by Sandra Kenrick with I Will Teach You To Be Rich on Personal Finance
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2596: Sandra Kenrick offers insightful money management strategies, focusing on the importance of mindset, automating finan ... Show More
11m 50s