logo
episode-header-image
Jun 25
13m 18s

Episode 21 Managing Personal Finances wi...

The Self Development Factory
About this episode

Today we are talking about managing your personal finances.

Here’s something that may surprise you. According to recent studies, about 65% of Americans have little to no savings. Imagine the stress of living paycheck to paycheck, with no financial buffer for emergencies or future plans.

But here’s the good news: you don’t have to stay stuck. With a few simple changes and some easy-to-adopt habits, you can boost your financial skills quickly and confidently.

Before we jump in, here’s what you’ll walk away with by the end of this episode:

How to automate savings so you’re effortlessly building wealth.

Why tracking expenses is essential and how you can start today.

How to set clear financial goals to keep you focused and motivated.


Hosted on Acast. See acast.com/privacy for more information.

Up next
Jul 20
Episode 26 of The Pursuit of Excellence - Managing Social Anxiety in Professional Settings
In this episode, we’re diving into a topic that affects so many of us—managing social anxiety in professional settings. Whether it’s walking into a crowded meeting, introducing yourself at a networking event, or speaking up during a presentation, these moments can feel overwhelmi ... Show More
19m 27s
Jul 15
Episode 25 of The Pursuit of Excellence: Building Self-Discipline
Today, we're diving into one of the most critical skills for both personal and professional growth: self-discipline. This skill is often the key to bridging the gap between where you are now and where you want to be. Self-discipline isn’t just about pushing yourself when things g ... Show More
14m 57s
Jul 10
Episode 24 Overcoming Fear of Failure The Pursuit of Excellence - Your Skills Training Podcast
Fear of failure is one of the biggest barriers standing between talented individuals and their true potential. It can paralyze us, make us second-guess our decisions, or even stop us from trying altogether. But what if we shifted the way we think about failure? Instead of seeing ... Show More
12m 28s
Recommended Episodes
Apr 2025
7 Tiny Habits That Kept You Broke
This week, Sim breaks down the seven tiny money habits that quietly held her back from financial success — and the powerful mindset shifts that changed everything. From learning to say no, to avoiding generational wealth traps, and finally realising the importance of budgeting (n ... Show More
22m 18s
Aug 2024
2830: Prioritize Your Budget for Success by Mike Ballew of Egg Stack on Personal Financial Habits
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.Episode 2830:Defining success in personal finance is essential for achieving financial stability. Mike Ballew emphasizes the importa ... Show More
10m 33s
Oct 2024
What's REALLY Holding You Back from Financial Freedom
Are you truly prepared for the future, or are you just hoping things will work out?In today’s episode, I’m sounding the alarm on where we’re heading financially and what that means for your future. This isn’t just about goals or dreams—this is about waking up to the reality of wh ... Show More
35m 32s
Nov 2024
Fixing Your Broken Financial Behavior w/ Dan Egan #911
  Why aren’t there more millionaires? The basic formula is straightforward: spend less than you earn and invest the surplus in low-cost, diversified index funds. It’s not an exaggeration to say that if you stick to these simple steps, you could be sitting on millions by the time ... Show More
55m 45s
Aug 2024
3289: 5 Ways To Survive a Layoff by Jeff Rose of Good Financial Cents on Internal Locus of Control
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.Episode 3289:During uncertain times of job instability, Jeff Rose from GoodFinancialCents.com offers practical strategies to help yo ... Show More
10m 29s
Jan 2025
Organising Your Finances and Budget
Organising your finances can feel overwhelming, but it doesn’t have to be. In this post, I share practical steps to declutter your financial life, set up a budget, and build sustainable habits for long-term success. Whether you’re tackling debt, starting an emergency fund, or sim ... Show More
26m 53s
May 5
Ask HTM - Pro Help to Break the Paycheck to Paycheck Cycle, Down Payment Money Market Accounts, and Viable Student Loan Forgiveness Plans #979
Let’s kick off the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide ... Show More
45m 33s
Jan 2024
2596: Money Management Tips by Sandra Kenrick with I Will Teach You To Be Rich on Personal Finance
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.Episode 2596:Sandra Kenrick offers insightful money management strategies, focusing on the importance of mindset, automating finance ... Show More
11m 50s
Sep 2024
Financial Fitness for Big Moves: Achieving Your Goals Without Sacrificing Security (Video Episode)
A certified financial planner offers a listener actionable advice to help him save for a big move while maintaining financial stability. NerdWallet Advisors is no longer accepting new clients, and will be closing its financial planning business as of December 20th, 2024. How much ... Show More
38m 5s
Jul 2024
The Secret To Not Being Broke
Welcome to the Minority Mindset Show! Are you tired of living paycheck to paycheck? Wondering why you're always broke despite working hard? In this episode, we dive into the hidden traps that keep people from achieving financial stability. From overspending on unnecessary items t ... Show More
18m 48s