logo
episode-header-image
Jun 11
44m 43s

395: No, You Really Don’t Need a Budget!...

Dear Media, Arielle Lorre
About this episode

Jesse Mecham is a personal finance expert, speaker, business leader, and the Founder of You Need A Budget (YNAB for short). A self-proclaimed “recovering CPA,” he is deeply passionate about teaching individuals, families, and business owners his method to taking control of their money and making it work for them. Jesse hosts The Jesse Mecham Show, and is the Wall Street Journal best-selling author of book You Need A Budget. He is on the show to discuss the biggest mistakes we make when it comes to money, how to use scarcity to our benefit, reframing saving, how to get out of debt, why naming your money is important and how to differentiate between present and future you. This is a fun empowering episode that will help you cultivate a better relationship with money.


This episode may contain paid endorsements and advertisements for products and services. Individuals on the show may have a direct, or indirect financial interest in products, or services referred to in this episode.


Visit www.ynab.com/well to claim an exclusive three-month free trial, with no credit card required.


Produced by Dear Media.



See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Up next
Aug 20
406: The Psychology of Fame, Codependency and Reclaiming Your Life with Terri Cole
Terri Cole is a therapist, author and former high-powered talent agent. From navigating the high-glam world of modeling agencies to helping A-listers through rehab, Terri's journey from powerhouse talent agent to renowned psychotherapist is anything but ordinary. In this episode, ... Show More
55m 41s
Aug 13
405: Beauty Secrets, Botox Disasters & Life Beyond Reality TV with Dr. Nicole Martin
Dr. Nicole Martin is an anesthesiologist, skincare co-founder and former Real Housewife of Miami. She joins me for a candid conversation that blends beauty, wellness, and the realities of life on and off camera. We talk skincare routines, the good and bad of Botox (including prev ... Show More
59m 28s
Aug 6
404: Diet Lies, Weight Loss Truths & Why We’re All Craving the Wrong Foods with Harley Pasternak, MSc
Celebrity trainer and nutrition expert Harley Pasternak joins me to break down the biggest diet lies we’ve been told, why other countries don’t struggle with obesity like we do, and the truth about what really makes people lose weight. We talk portion control, the “good, better, ... Show More
1h 9m
Recommended Episodes
Jun 6
How To Master Your Money, Stop Living Paycheck To Paycheck, Shift Your Money Mindset, & Build Financial Freedom Ft. Jesse Mecham
#852: Join us as we sit down with Jesse Mecham – personal finance expert, speaker, business leader, & the Founder of YNAB, a powerful money management tool. Early in his career, while juggling rent, groceries, & college tuition, Jesse created a method to track his finances as a n ... Show More
59m 54s
Aug 2024
The Super Simple Secrets to Build Passive Income (Even on a Small Budget)
Did you know that passive income is one of the best ways to build wealth? That’s where our guest, Chris Miles, the Cash Flow Expert and Anti-Financial Advisor, comes in. He has twice used his passive income skills to become financially independent and paid off over $1,000,000 in ... Show More
48m 4s
Jul 2018
The Easy and Effective Way to Budget for Your Goals with Jesse Mecham
Do you wince when you hear the word budget? It's about as painful as the words diet or jail, but if you don't budget for your goals now, you will never be able to enjoy life to the fullest and neither will your family. The majority of families are living paycheck to paycheck. Min ... Show More
1h 5m
Jun 17
213. “We have a $1M trust - but a $30k budget” (Part 1)
Kate (45) and Keith (53) split their time between Maine and Hawaii, living what looks like a dream life. They’ve inherited wealth, run two small businesses, and have nearly $2 million in net worth. But with only $30,000 in annual income, they live in fear of spending—and cover th ... Show More
59m 30s
Oct 2024
Get Rich and Stay Rich: Curtis May’s Secrets to Financial Freedom
If you are in search of becoming financially free, you need to know these five principles of personal finance. Our guest on this episode, Curtis May, is the creator and owner of Practical Wealth Advisors and hosts The Practical Wealth Show Podcast. Curtis has been planning for in ... Show More
49m 46s
Feb 2024
MI Rewind: Cash Uncomplicated: Wealth Building Mindset w/ Aaron Nannini
On today’s rewind episode, Robert Leonards chats with Aaron Nannini about ways to wisely manage your money and the importance of having a proper mindset for wealth-building. After struggling with money in his twenties and being sick of living paycheck-to-paycheck, Aaron started e ... Show More
48m 44s
May 2023
How to Create Passive Income on Any Budget
Did you know that passive income is one of the best ways to build wealth? It sounds pretty good, but how do you create it on any budget? That’s where our guest, Chris Miles the Cash Flow Expert and Anti-Financial Advisor comes in. He has used his passive income skills to become f ... Show More
45m 32s
Jul 2024
The Guide to Joyful Budgeting
In this enlightening solo episode, I invite you to explore the world of budgeting with joy. Contrary to the common perception, I want to show you that budgeting isn't restrictive but rather a liberating force that can help you realize your dreams and financial goals. As a seasone ... Show More
32m 35s
Nov 2024
Giving Done Right w/ Phil Buchanan #908
Isn’t there a universal metric we can use in order to compare one charity to another? Not according to our guest today who says that we have to use the head AND the heart to determine what organizations we’re going to support. And when it comes to our motivation to give, I think ... Show More
53m 5s
Sep 2024
How to Budget with Inconsistent Income (and not stress out in the process)
Budgeting and managing your money is hard enough when you have a steady monthly paycheck and a laundry list of goals you want to achieve. When you throw in inconsistent income, budgeting becomes even more complex. Like you, I’ve had many months as an entrepreneur when the numbers ... Show More
32m 24s