202: The Art of Splurging with Michela A...

You’ve heard the warnings about overspending. But what if the real block to your wealth is… not spending enough? In this episode, I’m joined by Michela Allocca, the founder of Break Your Budget, to explore something rarely talked about in the financial world: the art of splurging.

We dive deep into how spending more in the areas that light you up and less in the ones that you don’t isn't reckless, it's strategic.

Inside the episode with Michela, we cover:

• How she shifted from chronic underspending to a relationship with money rooted in trust, pleasure, and abundance.

• Why underspending can be just as damaging as overspending—and how both come from the same scarcity-driven patterns.

• The mindset behind intentional splurging—and how to decide where your money creates the most value and joy.

• A behind-the-scenes look at Michela’s real-life “splurge strategy,” including where she spends with intention and where she consciously saves.

If you’ve ever felt guilty for spending—or afraid to enjoy the money you work hard for—this episode will reframe everything.