Clara (29) and Devin (34) are married with three young kids, trying to build a future while juggling debt, stress, and wildly different approaches to money.
Clara racked up $20,000 in credit card debt, while Devin chooses to gamble instead of investing for retirement. They earn well and own two properties, but with zero savings, 75% in fixed costs, and no s ... Show More
Apr 21
257. "We really want a house - but have $0 in savings"
Molly and Jason are 45 and 46, living together with a 2-year-old daughter. They earn $142,000 a year combined. They have $0 in savings, $46,000 in debt, and a net worth of just $4,842. They dream of buying a house, investing in real estate, and retiring early. But when Ramit open ... Show More
1h 49m
Apr 14
256. "We moved abroad for fun. Now we can’t afford to leave"
Liza and Bradford earn $120,000 a year as expats in Colombia, South America. They have three kids, $273,000 in net worth, and by the standards of expat life, they live well. But they have $1,500 in savings, no savings rate, and a line of credit they treat like a rainy day fund. A ... Show More
1h 53m
Apr 7
255. "I’m 40 and work 2 jobs. How are we still broke?"
Ramit Sethi of I Will Teach You To Be Rich talks to Gabriella, 36, and Chris, 40, a married couple from Pennsylvania with four kids, zero savings, and $32,000 in credit card debt. They both work multiple jobs. Chris travels all week and picks up extra shifts on weekends. Gabriell ... Show More
1h 59m
Feb 2025
Ask HTM - Birth Now Pay Later, Forcing Home Equity with a Basement Build, & Saving vs Paying Credit Cards #946
Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guid ... Show More
54m 2s
Apr 2025
228. The Most Important Financial Decision You'll Ever Make (That NO ONE Talks About)
We spend so much time stressing over budgets, investments, credit scores—basically, all the numbers. But what if I told you the biggest financial decision you’ll ever make isn’t about money at all? In today’s episode, I’m getting real about the one life choice that will shape eve ... Show More
46m 56s
Apr 2025
How to Manage, Invest, and Make More Money with Tori Dunlap
If you consume one piece of content about money, let it be this episode! Money expert, financial educator, and founder of Her First $100K Tori Dunlap joins us to discuss a wealth of topics – how women are socialized about money vs. men, how our first money memories mold us, the O ... Show More
1h 47m