logo
episode-header-image
May 20
1h 21m

209. “We bought a house we can’t afford,...

RAMIT SETHI
About this episode
Sunnie (29) and Jazmyne (30) are a queer couple trying to build their life together—buy a house, bring a child into their family, and create long-term financial security. But with just one primary income and a major surgery planned for next year, every decision feels high stakes. They earn a combined $180,000 and just bought their first home; but between ri ... Show More
Up next
Jul 8
216. I track every penny. He gambles. Should I marry him?
Taylor (29) is a high-earning dentist with a strict savings plan and deep-rooted fears about financial instability. Hayden (25) earns $24K a year, has a history of gambling and financial dishonesty, and struggles with budgeting. They live together, but their vastly different mone ... Show More
1h 17m
Jul 1
215. “He wants a house, I don’t want to go bankrupt.”
Athena (31) and Arie (30) are newly married and dreaming of buying a home, starting a family, and traveling the world. But their finances—and philosophies—don’t align. Athena’s upbringing was defined by instability and strict religious messaging around money; Arie’s was middle-cl ... Show More
1h 35m
Jun 24
214. “I’m 45 but my parents still control my money”
Kate and Keith have spent years afraid to spend—until now. In Part 2 of this conversation, Ramit investigates the $5 million missing from Kate’s trust fund and uncovers decades of poor returns, excessive fees, and emotional avoidance. As the truth comes out, Ramit challenges them ... Show More
1 h
Recommended Episodes
Dec 2024
Buy What You Love Without Going Broke w/ Frugal Friends Jen & Jill #917
Today’s episode offers a peek into what your favorite personal finance podcast might be like, if only it was hosted by two ladies! Jen Smith and Jill Sirianni are hosts of the Frugal Friends podcast which is all about embracing a more intentional and frugal lifestyle… but not THA ... Show More
1 h
Nov 2024
200. How to Buy Happiness
Celebrate our 200th episode with us! From launching in May 2021 to becoming the number one business podcast, this journey has been nothing short of incredible—and it's all thanks to your unwavering support. In this special episode, we're sharing community success stories, discuss ... Show More
38m 12s
Feb 2025
Ask HTM - Birth Now Pay Later, Forcing Home Equity with a Basement Build, & Saving vs Paying Credit Cards #946
Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guid ... Show More
54m 2s
Jul 2024
Money Matters | Don’t Make These Common Mistakes - 1108
This is a really important episode you should listen to with your significant other, partner, and probably your kids, too. Chalene and Bret Johnson will be answering questions about money, investing, getting out of debt, and whether you should buy a house or keep renting. Have we ... Show More
50m 55s
Jun 18
The Ultimate Guide to Managing Money Together as a Married Couple
In this episode of the Personal Finance Podcast, we are going to talk about the ultimate guy to managing money together as a married couple. Watch this episode on Youtube. How Andrew Can Help You: Listen to The Business Show here. Don't let another year pass by without making sig ... Show More
39m 40s
Apr 24
228. The Most Important Financial Decision You'll Ever Make (That NO ONE Talks About)
Worried about the stock market or a possible recession? Register for our FREE 'Don't Panic' workshop for your 3-step plan for financial security in 2025: herfirst100k.com/SOS We spend so much time stressing over budgets, investments, credit scores—basically, all the numbers. But ... Show More
48m 56s
Nov 2024
How Much Should Your Spend on Rent (By Income!)
In this episode of the Personal Finance Podcast, we're going to talk about how much you should spend on rent by income. How Andrew Can Help You: Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a fu ... Show More
34m 12s
Dec 2024
Money, Money, Money: An Interview with Kari LaRocco
Ready to kick off 2025 with a financial glow-up? This week, Galey chats with the fabulous Kari Larocco—wealth advisor, Forbes favorite, and Ironman finisher—about making money moves that matter. Kari shares how small changes can have a big impact, like building a strong credit sc ... Show More
58m 20s
Jun 27
Answering Your Real Questions (Should I Buy It?)
📙 Order my book, Breaking Free From Broke or get it on audiobook. In this episode, I took calls from real people asking the question, “Should I buy it?” See what Ihad to say about some of these purchases, plus, learn five easy questions to ask that will help you spend smarter. N ... Show More
20m 24s
Apr 2024
How to Reach Financial Independence As a Late Starter
How do you reach financial independence when you’re a late starter and don’t have everything figured out in your 20s, 30s, or even your 40s? Bill Young and Jackie Cummings Kosti, hosts of the Catching up to FI podcast, have made it their mission to help you make up for lost time, ... Show More
41m 54s