Katie (28) and Robin (35) live together in Tennessee and are planning a wedding. They earn a combined $386K, but don't split bills proportionally—even though he makes three times more. She feels judged, lies about spending, and recently racked up credit card debt after secretly booking a ski trip for his birthday. He’s investing $8K/month while she’s barely ... Show More
Aug 19
222. “My husband is my 4th child. Will he ever help?”
Fernanda (44) and Jorge (48) have been married for nearly 25 years, raising three children, including one with lifelong special needs. Despite earning $130,000 a year, they consistently spend more than they make, and only have $300 in savings. Fernanda juggles multiple jobs and m ... Show More
1h 35m
Aug 12
221. “I’m almost 40 and still living paycheck to paycheck”
Romy (38) and Travis (37) are a married couple living in Cape Town—but despite earning over $130,000 a year, they’re constantly running on empty. Romy feels the crushing weight of managing everything alone, while Travis avoids financial planning and insists things will “just work ... Show More
1h 30m
Aug 5
220. “I carry the baby, the bills, and the stress”
Monica (36) and Michael (33) have been married just over a year and are navigating the pressures of new parenthood—but Monica feels like she’s doing it alone. She pays the rent, covers childcare, and works a demanding job, while Michael juggles three jobs and carries shame about ... Show More
1h 35m
Oct 2024
"Should I Break Up Over Money Or Stay Together"
In this Vault Ask Shannah episode, we dive into a raw and relatable question from listener Nicole, who struggles with money fights that threaten her relationship. After 5 years together and therapy sessions that feel like they’re going nowhere, Nicole and her partner are still sn ... Show More
36m 17s
Dec 2024
Stockings Full, Wallets Empty?: Preventing A Holiday Money Hangover with Chad Willardson
It’s no secret—Americans are set to spend a mind-blowing $1.3 trillion this holiday season. But here’s the real question: how much of that spending is driven by guilt, stress, or emotional habits you just can’t shake?In this episode, I’m joined by Chad Willardson, a Certified Fin ... Show More
46m 27s
Feb 2025
Ask HTM - Birth Now Pay Later, Forcing Home Equity with a Basement Build, & Saving vs Paying Credit Cards #946
Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guid ... Show More
54m 2s
Sep 2024
The Simple Path to Wealth and FU Money with JL Collins
#194: Build wealth and achieve financial freedom with three simple, actionable steps. Personal finance expert JL Collins discusses the concept of "FU" money, the importance of living on less than you earn, the power of low-cost index fund investing, and other effective strategies ... Show More
1h 12m
Apr 2025
228. The Most Important Financial Decision You'll Ever Make (That NO ONE Talks About)
Worried about the stock market or a possible recession? Register for our FREE 'Don't Panic' workshop for your 3-step plan for financial security in 2025: herfirst100k.com/SOS We spend so much time stressing over budgets, investments, credit scores—basically, all the numbers. But ... Show More
48m 56s
Oct 2024
Get Rich and Stay Rich: Curtis May’s Secrets to Financial Freedom
If you are in search of becoming financially free, you need to know these five principles of personal finance. Our guest on this episode, Curtis May, is the creator and owner of Practical Wealth Advisors and hosts The Practical Wealth Show Podcast. Curtis has been planning for in ... Show More
49m 46s