logo
episode-header-image
Mar 2025
40m 4s

Basis Points: What you're getting wrong ...

Equity Mates Media
About this episode

We're excited to continue sharing our latest podcast in the Equity Mates network: Basis Points.


Basis Points is all about finding that small improvements that compound into big outcomes. Built for financial advisers, but accessible for everyone, we hope Basis Points can be a resource for those looking to constantly find ways to improve.


We're pleased to share that all launch Basis Points episodes have been accredited by the Financial Advice Association of Australia (FAAA) for CPD points. If you're an adviser looking to claim CPD points for this episode, head to the Equity Mates website here and complete the CPD Quiz for this episode. We'll then email you your certificate.


----------


Everyone can talk-the-talk when it comes to diversification. But are our portfolios walking-the-walk? Today's guest doesn't think so.


Today we're joined by Adam Bajcarz, Head of Portfolio Management at Apt Wealth.


In this episode we focus on:

  • Apt Wealth's investment philosophy and rules of portfolio construction
  • Where Adam believes many advisers are getting diversification wrong
  • How the investment team at Apt Wealth assess fund managers
  • Adam's 5 P's of investing
  • The emerging asset classes that Adam is seeing more of in Australia


----------


Basis Points would not be possible without the support of our three launch partners:


Thank you to all three partners for helping us keep all of our content free and accessible.


----------


Want more Basis Points?


----------


In the spirit of reconciliation, Equity Mates Media and the hosts of Basis Points acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today. 


----------


Basis Points is a product of Equity Mates Media. 


This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional. 


Equity Mates Media operates under Australian Financial Services Licence 540697.



Hosted on Acast. See acast.com/privacy for more information.

Up next
Today
RBA’s shock decision, Caledonia’s two new investments & knowing when to sell
Markets were pricing in a 96% change of a rate cut and then the RBA decided to hold. We unpack the fallout from the surprising rate decision.That's not all we discuss in another big episode:After a 90-day pause, the trade war is backCaledonia's 2 new investments: Cameco Corporati ... Show More
29m 41s
Jul 7
Our EOFY Tax Checklist | Sharesight
We've reached the end of financial year and everyone's minds turn to tax.In this episode we've summarised our 7-step EOFY checklist.We also speak to Peter Nevill, financial adviser at Viola Private Wealth, to unpack how he manages this time of year for clients.—------Thank you to ... Show More
26m 43s
Jul 6
Crunch time for trade deals, Pimp my Portfolio & a new China-focused ETF
Tune in for the news moving markets, Luke Laretive returns for another Pimp my Portfolio and our review of the new Global X China Tech ETF (ASX: DRGN)Have a question you want us to answer? Record a voice note or send us a message—------Interested in trying Good Day Multivitamins? ... Show More
32m 43s
Recommended Episodes
Apr 28
Diversification: How to actually get it right
Diversification. It is one of the most common investing buzzwords. But too many investors are getting it wrong. After listening to this, you won't be. In this episode we unpack everything you need to know about diversification, including:What we mean when we say diversificationTh ... Show More
19m 51s
Oct 2024
Same salary but Bryce saves 18% more - Our spending reviewed | PocketSmith
How do you break down your budget to maximise the amount you’re saving and investing? In this episode we’re doing a quarterly review of our budgets to see how we’ve been stacking up against our goals. We cover:Our budget / financial plan for the quarterHow closely did we stick to ... Show More
20m 55s
May 2024
Under the Hood: Consistent income from global bonds with JPGB | JPMorgan Asset Management
In today’s stock market, nearly every asset class, commodity, and global market is accessible through ETF’s. So, the question becomes, how do you choose? In Under the Hood we are looking at some of Australia’s favourite ETF’s and building the skills to analyse them ourselves.Toda ... Show More
24m 43s
Mar 2025
Is my super performing? How much do I need to retire? Your superannuation questions answered
Superannuation, we all (should!) have it, but are you making the most of it? However you're thinking about super- optimizing for retirement, considering a self-managed super fund (SMSF), or wondering about concessional contributions- this episode breaks it down. We fire through 6 ... Show More
16m 30s
Jan 2025
The best brokers, savings accounts & investing apps for 2025 | Summer Series
Using the best tools can make all the difference to your financial success. In this episode we go through the top 5 High Interest Saving Accounts, Investing Apps and Brokers that you should be using in 2025.We cover:How to make the most of your money with the best HISA Best Apps ... Show More
17m 11s
Oct 2024
When we plan to retire
When do we plan to retire and how do we invest as a result? That was the question we got that sparked a conversation about the different strategies you could employ based on your planned retirement.So in this episode we answer that question:When we each plan to retireWhy Superann ... Show More
13m 36s
Sep 2024
"I wish I knew this earlier" - We help a beginner investor build her portfolio
You don't have to be an expert to invest! Yet there are so many questions and roadblocks that come up when you start investing. In this episode we answer the real time questions of one investor at the beginning of their journey. It's raw and honest; no question is off the table a ... Show More
22m 21s
Jun 30
Could you be getting more for your savings? Australia’s best savings accounts - July 2025
Chances are that right now, you have some amount of cash tucked in a savings account. But when was the last time you checked if it’s working hard enough?In this episode, we take you through the top 5 savings accounts on offer right now in Australia. With two interest rate cuts, t ... Show More
15m 3s
Feb 2025
The 3 biggest investing lies costing you money
Do you want to start investing but have something that’s been holding you back? We want to help you to get out of your own way and start. In today's episode we break down 3 common barriers or fears and go through our advice to overcome each of them:  1:00 - 6:00 Investing is Gamb ... Show More
18m 7s
Dec 2024
How our portfolios went in 2024
It’s our final episode of the year, It’s time to get personal. After much chatter from our Equity Mates Community…we reveal how our Portfolios performed in 2024! We cover: Who’s performed better? Full breakdown of how our Core and Satellite holdings performed Were there surprisin ... Show More
16m 36s