logo
episode-header-image
Jan 2025
23m 2s

Who Should Bear the Cost? Socialized ver...

J. David Stein
About this episode
Natural disasters are becoming more severe and costly—who should bear the financial burden? We explore the tension between socialized risk and market-based insurance. Topics covered include:The surprisingly large percentage of natural disaster losses that are uninsuredWhy natural disaster severity is increasingA deep dive into the complexity of the home ins ... Show More
Up next
Jan 28
Why Catastrophe Bonds Yield 12%. Should You Invest?
A new ETF allows individuals to earn income by insuring against natural disasters through investing in catastrophe bonds. We break down the historical returns, risk, fees, and structure of this intriguing investment opportunity.Topics covered include:What types of natural disaste ... Show More
23m 59s
Jan 14
What Will Drive Financial Markets in 2026—and How to Make It Your Best Year
We explore the forces likely to shape financial markets in 2026 and how to make better decisions as you pursue your goals this year.Topics covered include:The difference between intentions and resolutionsKey behavioral biases and how to overcome themThe cautionary tale of a priva ... Show More
32m 42s
Dec 17
Debt Is For Managing Wealth Not Creating It
Should you borrow money to magnify returns in your 401 (k), IRA, or other tax-deferred retirement account?We examine Basic Capital, which allows investors to leverage their retirement account investments.We also explore how the wealthy don't use debt to generate wealth but to man ... Show More
26m 29s
Recommended Episodes
Feb 2025
California’s insurance crisis
Thousands of homes burned to the ground in the recent wildfires in Los Angeles which will likely become the most expensive natural disaster in US history.Many victims did not have insurance, because they couldn’t afford California’s increasingly expensive policies or because they ... Show More
18m 35s
Apr 2025
How climate disasters are shaping insurance markets
Premiums are rising. Insurers are leaving markets. But people keep building in risk-prone areas, and the climate disasters just keep coming. Can insurance markets adapt? In this episode, Shayle talks to Dr. Judd Boomhower, an assistant professor of economics at the University of ... Show More
33m 1s
Mar 2025
Insuring the uninsurable
We hear from businesses in California, Fiji and the UK that have been hit hard by natural disasters like floods, wildfires and extreme storms - followed by rising insurance premiums - or companies refusing to insure them at all. An alternative type of cover, parametric insurance, ... Show More
17m 43s
Feb 2025
Money Box Live: Cost of Insurance
Car, home, travel and life insurance are just some of the policies we might take out to protect ourselves if the worst happens.This year we've already seen floods followed by freezing temperatures and property claim pay outs hit £4.1 billion last year according to industry figure ... Show More
28m 17s
Feb 2025
State Farm Cut Policies. Then the Fires Hit.
In recent years, most home insurers were fleeing areas of California with high risk for wildfires. But State Farm was there, dominating the market. Then, just months before the devastating L.A. fires, the company dropped 30,000 homeowners from their books. WSJ’s Jean Eaglesham ex ... Show More
19m 51s
Mar 2025
The Other Policy Choices That Matter
<p>While tariffs continue to dominate headlines, our Global Head of Fixed Income Research and Public Policy Strategy Michael Zezas suggests investors should also focus on the sectoral impacts of additional U.S. policy choices.</p><p><br></p><p>----- Transcript -----</p><p><br></p ... Show More
2m 52s
Apr 2025
153. Steve Eisman, the Real-Life "Big Short" Investor, on Tariff Panic and Lessons From the 2008 Crisis
tail spinning
1h 13m
Listen to millions of songs and podcasts on Anghami